TEB She Card

With the TEB She Card, opportunities full of wonderful things await you!

• Get an extra 5% bonus on your clothing, hairdressing, cosmetics, and beauty purchases.

As of January 1, 2026, the maximum monthly bonus amount you can earn from clothing, hairdressing, cosmetics and beauty expenses of 2,000 TL or more is 750 TL.* Click here for detailed information. 

• Pay for your healthcare expenses in 3 interest-free installments.

You can take advantage of the opportunity to pay for your healthcare expenses in 3 interest-free installments. Click here for detailed information. 

To take advantage of the opportunity to pay in 3 interest-free installments on all your healthcare expenses, you need to send an SMS to 4616 once before your expenses by typing "SAGLIK" followed by a space and the last 4 digits of your card. If you wish to cancel this request after participating in the 3-installment campaign for healthcare expenses, you can send an SMS from your mobile phone to 4616 by typing IPTALSAGLIK followed by the 4 digits of your card.

• 5% discount on your veterinary and pet shop expenses.

You can get a 5% discount* on your veterinary and pet shop expenses for your beloved pets. Click here for more information. 

*As of January 1, 2026, the maximum monthly discount amount that can be earned from all your cards, including supplementary and virtual cards, is 200 TL. Purchases made from e-commerce sites operating as shared marketplaces are not included.

• 5% discount on cinema and theater tickets.

You can get a 5% discount* on your cinema and theatre ticket purchases.

*Valid for tickets purchased at physical ticket offices and online. As of January 1, 2026, a maximum discount of 250 TL can be earned within one month. Click here for detailed information. 

• Get up to 1500 TL discount on your automatic bill payment instructions!*

*With your TEB credit cards, you can earn a 20% discount on your bill payment amount per bill for 5 different types of automatic bill payment instructions, up to 250 TL per month and a total of 1500 TL per year. Click here for detailed information. 

Our Card Features

• With your credit card, you can access your current accounts at all TEB ATMs, and easily perform all transactions such as cash withdrawals/deposits that you do with your debit cards.
• Every 1 bonus earned is worth 1 TL.
• You also earn bonuses from your spending at millions of businesses displaying the MasterCard/Visa logo both domestically and internationally.
• With the contactless card feature, you can quickly and conveniently complete your transactions within the transaction limit by simply swiping your card at any point equipped with a contactless card reader, without needing a PIN or signature. Click here for detailed information. 
• You can ensure your bills are paid on time and without interruption by setting up automatic payment instructions.
• You can earn up to 500 TL in bonuses by committing to spending.
• You can also get an additional card linked to your TEB Credit Card for your loved ones, allowing them to benefit from the privileges of the TEB Classic Card.
• The Troy Bonus Credit Card, starting with 97927600, can be used for cash withdrawals and purchases within Turkey. The Troy Bonus Credit Card, starting with 65085800, can be used at all ATMs and POS devices within Turkey; and at ATMs and POS devices with Discover and Diners’s Club logos abroad.
• If you disable your card for international physical POS and cash withdrawal transactions, this restriction does not apply to transactions passing through the Turkish Republic of Northern Cyprus (TRNC).

Our Cash Solutions

• With Installment Cash Advance, withdraw as much money as you need instantly, 24/7, with your credit card and pay in installments up to 3 months. Click here for detailed information. 
• Need emergency cash? You can withdraw cash advances with your TEB credit cards for short-term emergency needs whenever you want. Click here for detailed information. 
• Make your purchases in cash with your credit cards, and choose to pay in installments or defer! Click here for detailed information. 
• Whether in cash or installments, wire transfers/EFTs from TEB Credit Cards are very easy with CEPTETEB Internet Banking and CEPTETEB Mobile. Click here for detailed information.
• Digital Statements are both time-saving and environmentally friendly. When you want to view your credit card statements, CEPTETEB Mobile and CEPTETEB Internet Banking are there for you! Click here for detailed information. 

Interest and Fees

For detailed information about product and service fees, please click here.