Pratik Account is TRY deposit account by automatically investing your remaining balance to TEB Asset Management Short Term Debt Instruments Fund upon a cash-inflow to your Pratik Account after either your daily cash requirements or payments are set apart. All cash outflows are carried out by selling TEB Asset Management Short Term Debt Instruments Fund.

If you have Pratik Account, you do not need to give order for each of mutual fund buy/sell transactions. All these transactions are carried out by Pratik Account on behalf of you automatically. 

Pratik Account is carried out your debt transactions (such as EFT, money transfer, automatic payment, investment transactions, cheque payment, credit card payments, insurance payments, transfer commission, safe-deposit box fee, ATM withdrawals, POS purchases etc.) by selling mutual fund through the system on behalf of you if and when necessary.

• With Pratik Account, you can specify the amount for your daily cash requirements and payments between minimum TRY 500 and maximum TRY 10,000. This amount stays in cash at your account and not invested in TEB Asset Management Short Term Debt Instruments Fund.
• In case of every cash flow to your account, you do not need to give new instruction for your investment. The balance remained in your account is automatically invested in TEB Asset Management Short Term Debt Instruments Fund after the Pratik Account Minimum Limit Amount* required for your daily cash needs are set apart.
• You do not need to follow your payments and spend your time to buy/sell TEB Asset Management Short Term Debt Instrument Fund. For all your cash withdrawals to be made from our Branches and ATMs, your automatic and regular payments, credit card and personal credit repayments, cheque payments, EFTs/remittances and for all your purchases to be made from merchants by using TEB Debit Card, your Pratik Account sell the mutual fund  automatically and your transactions are completed.
• Your investment in TEB Asset Management Short Term Debt Instrument Fund will be defined as mutual fund in your Pratik Account. You can also buy/sell these mutual funds for your payments and daily cash requirements through our TEB ATMs, 0850 200 0 666 TEB Telephone Banking Branch and TEB Retail Internet Branch for 24-hours a day and 7 days a week.
• In cases when you do not have sufficient balance and TEB Asset Management Short Term Debt Instruments Fund in your Pratik Account but it has a defined Overdraft Account, then your transactions are executed by using your Overdraft Account limit. If you want to use your Overdraft Account limit only for your automatic bill payments, you can also open a Bill Overdraft Account.

For detailed information about Practical Account and open a Practical Account, you may visit TEB Internet Branch, call 0850 200 0 666 TEB Telephone Banking Branch or apply to your TEB Branch.

*Pratik Account Minimum Limit Amount is allocated for customer’s cash requirements, payments and will not be converted into TEB Asset Management Short Term Debt Instrument Fund. This amount can be specified by customer between TRY 500 and TRY 10,000.