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Overdraft Account

You can withdraw cash within your limit even if you do not have money in your account.

Overdraft Account
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    :  With your Overdraft Account, you can make your bill payments with an automatic and regular payment instruction, credit repayments and other payments in a timely fashion. In addition, you can withdraw cash from all TEB and other bank ATMs* in Turkey; and from all ATMs with Visa, Plus, Maestro and Cirrus logos abroad whenever you like and you can spend with your bank card within your Overdraft Account limit. 

    By using your Overdraft Account, you can spend at any time, at any amount and as much as you like within your limit and can meet your cash needs.

    After you use your Overdraft Account, negative balance of your Overdraft Account is closed by the funds deposited in your drawing account. Your Overdraft Account interest is calculated only over the utilized credit amount and its duration of use.

    • A copy of national ID card or driving license
    • income certificate

    - For salaried employees; the wage payroll or a signed company letter printed on company letterhead paper (if the wage of a salaried employee is documented by a letterhead of the company, the company’s signature circular must be submitted)
    - For self-employeed people; balance sheets for the past 3 years, Tax Plate and Trade Registry Gazette.

    The Bank has the right to request additional documents and a guarantor if it deems necessary. For detailed information about Overdraft Account, you may call 0850 200 0 666 TEB Telephone Banking Branch or visit our Branches.

    *Please click here for information about the fees for transactions conducted from other banks’ ATMs.

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