Cash Loans

Cash Loans | SME
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    Cash Loans

    Spot Loans

    Spot loans are loans whereby the interest rate is determined on the date the loan is used and its principal and interest repayments are collected at the end of maturity. One of the most important features of spot loan is that its period can be set on a weekly, monthly and even on a daily basis; and another one is that the determined interest rate is locked until the maturity date.

    Revolving TL Loans

    Revolving Turkish Lira Loans are loans extended for the purpose of providing short-term financing that companies may need due to various reasons (raw material purchases, production costs, etc.) during their commercial activities. The term of the loan, its pricing and collaterals are determined according to the market conditions.

    Flexible Installment Commercial Loan

    Flexible Installment Commercial Loan for all your company needs.

    • Fixed-equal installments or a flexible repayment option that best suits the cash-flow of your company.
    • It can be utilized either in TL or in the form of an FX-indexed loan.
    • Installment options up to 48 months.

    Overdraft (Kaynak) Account

    • Overdraft (Kaynak) Account: An overdraft loan facility from TEB Enterprise Banking that is designed especially for the businesses!
    • If you have an Overdraft Account, you can make your invoice, cheque, tax, social insurance, etc. payments even when you do not have sufficient balance in your demand deposit account and can easily meet your cash needs without any further procedure. 
    • Thus, you will not experience problems such as unable to make your payments or your cheque is being dishonored when you cannot collect your cheque or the remittance/EFT payments you expect are delayed. The negative balance of your Overdraft Account is automatically closed when you make deposit into your account; and the interest is calculated up to the amount according to days of your borrowing and collected at the end of the month.

    Super Account

    It is one of our products designed for SMEs that are looking for new sources of short-term funding and for solutions to any unexpected situation that may arise in their cash-flows. Super Account is a commercial credit account that steps in for your cheque, invoice, wage, tax and other payments when you do not have money in your account and thereby provides the funding your company needs.

    • You can make all your payment without going to the branch and giving any further instruction.
    • You can withdraw cash from TEB ATMs 24-hours a day even though you do not have money in your account.
    • You can conduct any transaction you wish 24-hours a day by using TEB Internet or 444 0 832 TEB Company Phone Branch or TEB ATMs

    Unlike the Commercial Credit Deposit Account, Super Account provides you a larger funding and you can repay the amount you borrowed with a very favourable interest rate. For more detailed information or have a Super Account, you may call 444 0 832 TEB Company Phone Branch or visit our branches.

    Foreign Currency Loans

    Foreign Currency Loans are generally granted for pre-export financing with 18 months maximum tenor excluding some exceptional circumstances on the basis of product and source. 

    FX Indexed Loan

    FX Indexed Loans are granted in TL terms by indexing the amount to a foreign currency and do not include export commitments.

    Export Credits

    Export Credit is a type of loan granted in TL terms for financing exports, sales and deliveries that are considered exports and foreign currency generating activities.

    Discount Loans

    Discount Loans are a type of loan which enables to convert the commercial notes arising from a commercial activity and has not yet due into cash.

    Workplace Support Loan

    Do you want to buy a new business premises? Very easy with Workplace Support Loan!

    • Fixed-equal installments or a flexible repayment option that best suits the cash-flow of your company.
    • It can be utilized either in TL or in the form of an FX-indexed loan.
    • It provides long-term financing facility to your business property purchasings.

    Workplace Renovation Loan

    If you want to renovate your business premises, Workplace Renovation Loan is available in TEB!

    • A facility with a lower interest rate than loans with normal installment.
    • Fixed-equal installments or a flexible repayment option that best suits the cash-flow of your company.
    • It can be utilized either in TL or in the form of an FX-indexed loan.
    • Installment options up to 36 months.

    *Invoice submission is required.

    Auto Loan

    You can utilize TEB Auto Loan with terms up to 48 months either for your business or for your personal use.

    House Loan

    You can utilize house loan from TEB for your home purchase with suitable interest rates, flexible repayment plan and with terms up to 10 years. The house loan amount will be granted at not exceed 75% of the appraised price of the house.

    You can utilize your loan either in TL or in the form of FX-indexed loan.

    Consumer Loan

    You can utilize TEB Consumer Loan for all type of your cash needs either in TL or in the form of FX-indexed loan with flexible repayment plan and terms up to 24 months. You can determine your installment amounts that best suits the cash-flow of your company through its flexible repayment options.

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