Did you ever hear a loan that saves money? Did you ever think you could earn money while paying the installments of your loan?

Never say it is not possible to make money out of a loan. Now, with Saver Loan, it is time to earn money when utilizing a loan. While your loan survives, you can earn money each month from your installment payments, retrieve the filing fee you paid in the loan utilization, and besides, you earn money also from other banking transactions you will conduct (EFT, remittance, automatic payment instruction, credit card application) as you pay your installments. Your money starts to get accumulated and continues to grow in a time deposit account to be opened by TEB on your name. In addition, you can reach the money accumulated in your account even after the repayment of your loan in full.

For detailed information and make an application to the Saver Loan with very attractive interest rates, we are waiting you at TEB Branches!

Sample Amortization Table

* This sample amortization table is prepared for 10.000 TL. Total cost amount is comprised of filing fee and loan life insurance premium determined for a loan at the amount of 10.000 TL. Filing fee is 175 TL and the premium of loan life insurance for the first year is 76 TL. Insurance premium of the utilized loan for the following years shall be calculated over the remaining principal loan amount on annual basis. Insurance fee, filing fee and legal taxes are not included to the monthly and yearly cost figures. TEB reserves the right to change above-mentioned campaign conditions and to cancel the campaign. TEB is entitled to evaluate all loan applications freely and not to approve those which it considers ineligible.

The time-deposit account which enables to make savings shall be opened by TEB on customer name upon the utilization of the Saver Loan. If the procedures specified in Saver Loan application form are carried out by the customer, the savings in this account shall be made by TEB on behalf of the customer. During the repayment period, money can be credited to the account only by TEB and any remittance/EFT transfers to be sent by the customer or third parties to such account shall not be accepted. The customer, except for the cases arising from legal processes, can use the accumulated amounts in his/her account after the completion of loan repayments. The final decision for the disbursement of the Saver Loan belongs to TEB. TEB reserves the right to change the utilization conditions of the Saver Loan.

Features of the Saver Loan

• The filing fee paid in the loan utilization shall be credited in equal monthly installments to the account to be opened on customer name. The customer can withdraw money from this account only after closing of his/her loan. The filing fee shall be paid by being divided into the term of the loan.
• The customer shall earn an “Installment Payment Premium” of 5 TL for each of his/her loan installment payments. These premiums shall be accumulated in the same saver account and continue to earn interest. The premium shall be affected upon the repayment of an installment.
• For an EFT transaction to be conducted between two installments, 1 TL premium shall be earned (Maximum 2 TL premium can be earned in a month).
• For a remittance transaction to be conducted between two installments, 1 TL premium shall be earned (Maximum 2 TL premium can be earned in a month).
• A premium of 5 TL shall be earned for your credit card that is available for use over the course of the loan.
• For each automatic payment instruction, 1 TL premium shall be earned (Maximum 2 TL premium can be earned over the course of the loan).
• You can also reach your account through internet banking or call-center.
• When you close your loan (either on its maturity or before its maturity date), there shall be no restriction for you to get all amounts accumulated in the account together with their interest.
• The account shall earn interest as a daily time-deposit account.

* TEB reserves the right to change the product-specific amounts given within the scope of the Saver Loan.