ATM Fees
ATM Transactions
ATM Fees
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| ATM Gambling/Gaming Payment Transactions |
24,11 TL |
|
24,11 TL |
|
BITT is not included. Bilyoner. Tuttur.com. Nesine.com. Birebin.com. Misli.com. Oley.com. Platform and valid for TJK. May vary on company and channel basis. |
08.01.2026 |
| Balance Inquiry from Other Bank ATMs |
0.27 TL |
|
0.27 TL |
|
Transaction fees are charged per transaction and are fixed and BITT is included |
08.01.2026 |
| Paying Credit Card Debt from Other Bank ATMs |
1.04 TL |
%1.15 |
1.04 TL |
%1.15 |
Transaction fees are 1.15% + 1.04 TL of the amount withdrawn per transaction. BITT is included. |
08.01.2026 |
| Credit Card Debt Inquiry at Other Bank ATMs |
0.27 TL |
|
0.27 TL |
|
Transaction fees are charged per transaction and are fixed and BITT is included |
08.01.2026 |
| Credit Card Limit Inquiry at Other Bank ATMs |
0.27 TL |
|
0.27 TL |
|
Transaction fees are charged per transaction and are fixed and BITT is included |
08.01.2026 |
| Withdrawing Money from Other Bank ATMs |
1.04 TL |
%1.15 |
1.04 TL |
%1.15 |
Transaction fees are 1.15% + 1.04 TL of the amount withdrawn per transaction. BITT is included. |
08.01.2026 |
| Deposit Money from Other Bank ATMs |
1.04 TL |
%1.15 |
1.04 TL |
%1.15 |
Transaction fees are 1.15% + 1.04 TL of the amount withdrawn per transaction. BITT is included. |
08.01.2026 |
| Over Limit Withdrawals |
18 TL |
|
420 TL |
%2.8 |
In addition to your daily withdrawal limit, you can withdraw up to an additional TL 10,000 from ATMs. For each withdrawal within the 10,000 TL limit, a fee of 2.8% of the amount withdrawn, at least 18 TL, is charged. BITT is included. |
08.01.2026 |
| Withdrawing Money International |
3 USD |
|
3 USD |
|
EUR 2 is charged in Euro zone and GBP 1.5 in Pound zone. There is no fee for the amount withdrawn from contracted bank ATMs. BITT is excluded. |
08.01.2026 |
| Foreign cards ATM cash transaction commission amount (DCC) |
|
%10 |
|
%10 |
It is charged for card cash transactions abroad. BITT is included. |
08.01.2026 |
| Withdrawing Money from Domestic ATMs with Foreign/International Cards |
|
%10 |
|
%10 |
It is charged for cash withdrawals made with foreign cards abroad. BITT is included. |
08.01.2026 |
| ATM Bill Payment - Credit Card |
6.54 TL |
%3 |
|
%3 |
3% + 6.54 TL is charged instantly on the transaction amount. BITT is excluded. |
08.01.2026 |
| Bill Payment from ATM - From Account |
6.54 TL |
|
6.54 TL |
|
Charged per transaction. BITT is excluded. |
08.01.2026 |
|
ATM EFT Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
27,84 TL |
|
Transaction fees are charged per transaction and are fixed and exclude BITT |
07.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
55,69 TL |
|
Transaction fees are charged per transaction and are fixed and exclude BITT |
07.01.2026 |
| TL 399.000,01 and above |
|
|
398,83 TL |
|
Transaction fees are charged per transaction and are fixed and exclude BITT |
07.01.2026 |
|
ATM Transfer
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
13,92 TL |
|
Transaction fees are charged per transaction and are fixed and exclude BITT |
07.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
27,85 TL |
|
Transaction fees are charged per transaction and are fixed and exclude BITT |
07.01.2026 |
| TL 399.000,01 and above |
|
|
199,42 TL |
|
Transaction fees are charged per transaction and are fixed and exclude BITT |
07.01.2026 |
|
Card Deposit to Another Bank Account
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
27.84 |
|
BITT is Excluded. Fees are charged for deposits made to another bank account. |
08.01.2026 |
| TL 399.000,01 and above |
|
|
55.69 |
|
BITT is Excluded. Fees are charged for deposits made to another bank account. |
08.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
398.83 |
|
BITT is Excluded. Fees are charged for deposits made to another bank account. |
08.01.2026 |
|
Card Deposit to Another TEB Account
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 399.000,01 and above |
|
|
199.42 TL |
|
BITT is Excluded. Fees are charged for deposits made to another bank account. |
08.01.2026 |
| TL 8.300 and Below |
|
|
13.92 TL |
|
BITT is Excluded. Fees are charged for deposits made to another bank account. |
08.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
27.85 TL |
|
BITT is Excluded. Fees are charged for deposits made to another bank account. |
08.01.2026 |
|
Cardless Account Deposit (3rd party)
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 399.000,01 and above |
|
|
199.42 TL |
|
BITT is Excluded. Fees are charged for deposits made to another bank account. |
08.01.2026 |
| TL 8.300 and Below |
|
|
13.92 TL |
|
BITT is Excluded. Fees are charged for deposits made to another bank account. |
08.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
27.85 TL |
|
BITT is Excluded. Fees are charged for deposits made to another bank account. |
08.01.2026 |
|
|
|
Personal Loans
Personal Loans
Land Loan
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Expertise Fee |
24930,11 TL |
|
|
|
It is the fee collected within the scope of expertise activities carried out to determine the collateral value of movables or immovables subject to collateral. Only fees paid to third parties can be charged for appraisal transactions related to movables and immovables. Exempt from BITT. |
07.01.2026 |
| Mortgage Facility Fee |
3684 TL |
|
3684 TL |
|
Fees paid to third parties and collected from the customer within the scope of establishment, modification and release of mortgages related to movables or immovables subject to collateral. Exempt from BITT. |
07.01.2026 |
| Loan Allocation Fee |
|
%0.50 |
|
|
Loan Allocation Fee is calculated as 0.5% of the loan disbursed and 15% BITT is included in the calculation. |
07.01.2026 |
| Insurance Premium |
871,98 TL |
|
|
|
Calculated for TL 10,000 and 36-month maturity loans. |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%475,0023% |
Calculated for TL 10,000 and 36-month maturity loans. Insurance premium, mortgage establishment fee and appraisal fee are not included in the annual cost ratio calculation. |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%337,1127% |
Calculated for TL 10,000 and 36-month maturity loans. Insurance premium, mortgage establishment fee and appraisal fee are not included in the annual cost ratio calculation. |
07.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%10,00 |
|
07.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%12,00 |
|
07.01.2026 |
| Pledge Fees |
350,92 TL |
|
350,92 TL |
|
This is the fee paid to third parties and collected from the customer within the scope of the establishment, modification and release of mortgages related to movables or immovables subject to collateral and the pledge establishment, removal of pledges and consent processes of movables. Exempt from BITT. |
07.01.2026 |
|
Personal Finance Loans
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Expertise Fee |
24930,11 TL |
|
|
|
It is the fee collected within the scope of expertise activities carried out to determine the collateral value of movables or immovables subject to collateral. Only fees paid to third parties can be charged for appraisal transactions related to movables and immovables. |
07.01.2026 |
| Mortgage Facility Fee |
3684 TL |
|
3684 TL |
|
Fees paid to third parties and collected from the customer within the scope of establishment, modification and release of mortgages related to movables or immovables subject to collateral. Exempt from BITT. |
07.01.2026 |
| Loan Allocation Fee |
|
%0.50 |
|
|
Loan Allocation Fee is calculated as 0.5% of the loan disbursed and 15% BITT is included in the calculation. |
07.01.2026 |
| Insurance Premium |
871,98 TL |
|
|
|
Calculated for TL 10,000 and 36-month maturity loans. |
07.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%10,00 |
|
07.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%12,00 |
|
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%475,0023 |
Calculated for TL 10,000 and 36-month maturity loans. Insurance premium, mortgage establishment fee and appraisal fee are not included in the annual cost ratio calculation. |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%337,1127 |
Calculated for TL 10,000 and 36-month maturity loans. Insurance premium, mortgage establishment fee and appraisal fee are not included in the annual cost ratio calculation. |
07.01.2026 |
| Early Closure Commission |
|
|
|
%2 |
Within the scope of the Housing Finance Law, the amount of the principal amount paid early cannot exceed 1% for loans with a remaining maturity not exceeding thirty-six months and 2% for loans with a remaining maturity exceeding thirty-six months. The prepayment compensation that may be collected cannot exceed the amount of the interest deduction. |
07.01.2026 |
| Pledge Fees |
350,92 TL |
|
350,92 TL |
|
This is the fee paid to third parties and collected from the customer within the scope of the establishment, modification and release of mortgages related to movables or immovables subject to collateral and the pledge establishment, removal of pledges and consent processes of movables. Exempt from BITT. |
07.01.2026 |
|
CEPTETEB Personal Loan
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Loan Allocation Fee |
|
%0.50 |
|
|
Loan Aloocation Fee is calculated as 0.5% of the loan disbursed and 15% BITT is included in the calculation. |
20.01.2025 |
| Insurance Premium |
871,98 TL |
|
|
|
Calculated for TL 10,000 and 36-month maturity loans. |
20.01.2025 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%12,00 |
|
20.01.2025 |
| Monthly Interest Rate Insured-TL |
|
|
|
%10,00 |
|
20.01.2025 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%475,0023 |
Calculated for TL 10,000 and 36-month maturity loans. Insurance premium, mortgage establishment fee and appraisal fee are not included in the annual cost ratio calculation. |
20.01.2025 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%337,1127 |
Calculated for TL 10,000 and 36-month maturity loans. Insurance premium, mortgage establishment fee and appraisal fee are not included in the annual cost ratio calculation. |
20.01.2025 |
|
CEPTETEB Resource Account - Overdraft Account
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Source Account - Overdraft Interest Rate |
|
|
|
%4,25 |
15% BITT, 15% Resource Utilization Support Fund will be added. |
01.01.2026 |
|
Mortgage Personal Loan
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Expertise Fee |
24930,11 TL |
|
|
|
It is the fee collected within the scope of expertise activities carried out to determine the collateral value of movables or immovables subject to collateral. Only fees paid to third parties can be charged for appraisal transactions related to movables and immovables. Exempt from BITT. |
07.01.2026 |
| Mortgage Facility Fee |
3684 TL |
|
3684 TL |
|
Fees paid to third parties and collected from the customer within the scope of establishment, modification and release of mortgages related to movables or immovables subject to collateral. Exempt from BITT. |
07.01.2026 |
| Loan Allocation Fee |
|
%0.5 |
|
|
Loan Allocation Fee is calculated as 0.5% of the loan disbursed and 15% BITT is included in the calculation. |
07.01.2026 |
| Insurance Premium |
871,98 TL |
|
|
|
Calculated for TL 10,000 and 36-month maturity loans. |
07.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%10,00 |
|
07.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%12,00 |
|
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%475,0023 |
Calculated for TL 10,000 and 36-month maturity loans. Insurance premium, mortgage establishment fee and appraisal fee are not included in the annual cost ratio calculation. |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%337,1127 |
Calculated for TL 10,000 and 36-month maturity loans. Insurance premium, mortgage establishment fee and appraisal fee are not included in the annual cost ratio calculation. |
07.01.2026 |
| Pledge Fees |
350,92 TL |
|
350,92 TL |
|
This is the fee paid to third parties and collected from the customer within the scope of the establishment, modification and release of mortgages related to movables or immovables subject to collateral and the pledge establishment, removal of pledges and consent processes of movables. Exempt from BITT. |
07.01.2026 |
|
Source Account - Overdraft Account
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Source Account - Overdraft Interest Rate |
|
|
|
%4.25 |
15% BITT, 15% Resource Utilization Support Fund will be added. |
01.01.2026 |
|
Standard Personal Loan
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Loan Allocation Fee |
|
%0.5 |
|
|
Loan Allocation Fee is calculated as 0.5% of the loan disbursed and 15% BITT is included in the calculation. |
01.01.2026 |
| Insurance Premium |
871,98 TL |
|
|
|
Calculated for TL 10,000 and 36-month maturity loans. |
01.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%10,00 |
|
01.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%12,00 |
|
01.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%337,1127 |
Calculated for TL 10,000 and 36-month maturity loans. Insurance premium, mortgage establishment fee and appraisal fee are not included in the annual cost ratio calculation. |
01.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%475,0023 |
Calculated for TL 10,000 and 36-month maturity loans. Insurance premium, mortgage establishment fee and appraisal fee are not included in the annual cost ratio calculation. |
01.01.2026 |
| Pledge Fees |
350,92 TL |
|
350,92 TL |
|
This is the fee paid to third parties and collected from the customer within the scope of the establishment, modification and release of mortgages related to movables or immovables subject to collateral and the pledge establishment, removal of pledges and consent processes of movables. Exempt from BITT. |
01.01.2026 |
|
|
Housing Loans
Early Closure Commission
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Early Closure Commission |
|
|
|
%2.00 |
Within the scope of the Housing Finance Law, the amount of the principal amount paid early cannot exceed 1% for loans with a remaining maturity not exceeding thirty-six months and 2% for loans with a remaining maturity exceeding thirty-six months. The prepayment compensation that may be collected cannot exceed the amount of interest deduction. |
09.12.2021 |
|
First Home Mortgage Loan 3-60 months
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Loan Allocation Fee |
|
|
|
%0.50 |
Allocation fee is charged up to the maximum maximum rate. Exempt from BITT. |
07.01.2026 |
| Mortgage Facility Fee |
3.684 TL |
|
3.684 TL |
|
Fees paid to third parties and collected from the customer within the scope of the establishment, modification and release of mortgages on movables or immovables subject to collateral and the pledging of movables. Exempt from BITT. |
07.01.2026 |
| Insurance Premium |
2.211 TL |
|
|
|
It varies depending on the customer using the loan |
07.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%4,35 |
Interest rate applied for 5 years maturity. Exempt from the Resource Utilization Support Fund and BITT under the Housing Finance Law. |
07.01.2026 |
| Expertise Fee |
24.930,11 TL |
|
|
|
Fee collected within the scope of appraisal activities carried out to determine the collateral value of movables or immovables subject to collateral. Only fees paid to third parties can be charged for appraisal transactions related to movables and immovables. Exempt from BITT. The appraisal fee varies according to the location and m² of the house. |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%99,6495 |
Calculated for TL 100,000 and 60-month maturity loans. Effective Annual Interest Rate / Annual Cost Rate includes all costs excluding legal taxes and insurance. |
07.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%4,50 |
Interest rate applied for 5 years maturity. Exempt from Resource Utilization Support Fund and BITT under the Housing Finance Law |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%95,6667 |
Calculated for TL 100,000 and 60-month maturity loans. Effective Annual Interest Rate / Annual Cost Rate includes all costs excluding statutory taxes and insurance |
07.01.2026 |
|
First Home Mortgage Loan 61-120 months
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Loan Allocation Fee |
|
|
|
%0.50 |
Allocation fee is charged up to the maximum maximum rate. Exempt from BITT. |
07.01.2026 |
| Expertise Fee |
24.930,11 TL |
|
|
|
Fee collected within the scope of appraisal activities carried out to determine the collateral value of movables or immovables subject to collateral. Only fees paid to third parties can be charged for appraisal transactions related to movables and immovables. Exempt from BITT. The appraisal fee varies according to the location and m² of the house. |
07.01.2026 |
| Mortgage Facility Fee |
3.684 TL |
|
3.684 TL |
|
Fees paid to third parties and collected from the customer within the scope of the establishment, modification and release of mortgages on movables or immovables subject to collateral and the pledging of movables. Exempt from BITT. |
07.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%4,50 |
Interest rate applied for 10 years maturity. Exempt from the Resource Utilization Support Fund and BITT under the Housing Finance Law. |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%90,6057 |
Calculated for TL 100,000 and 120-month maturity loans. Effective Annual Interest Rate / Annual Cost Rate includes all costs excluding statutory taxes and insurance |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%94,6913 |
Calculated for TL 100,000 and 120-month maturity loans. Effective Annual Interest Rate / Annual Cost Rate includes all costs excluding statutory taxes and insurance |
07.01.2026 |
| Insurance Premium |
4.936 TL |
|
|
|
It varies depending on the customer using the loan |
07.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%4,35 |
Interest rate applied for 10 years maturity. Exempt from the Resource Utilization Support Fund and BITT under the Housing Finance Law. |
07.01.2026 |
|
Mortgage loan 3 - 60 months
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Expertise Fee |
24.930,11 TL |
|
|
|
Fee collected within the scope of appraisal activities carried out to determine the collateral value of movables or immovables subject to collateral. Only fees paid to third parties can be charged for appraisal transactions related to movables and immovables. Exempt from BITT. The appraisal fee varies according to the location and m² of the house. |
07.01.2026 |
| Mortgage Facility Fee |
3.684 TL |
|
3.684 TL |
|
Fees paid to third parties and collected from the customer within the scope of the establishment, modification and release of mortgages on movables or immovables subject to collateral and the pledging of movables. Exempt from BITT. |
07.01.2026 |
| Loan Allocation Fee |
|
|
|
%0.50 |
Allocation fee is charged up to the maximum maximum rate. BITT is included for the customer who has a registered house as of the date of the loan |
07.01.2026 |
| Insurance Premium |
2.211 TL |
|
|
|
It varies depending on the customer using the loan |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%113,7764 |
Calculated for TL 100,000 and 60-month maturity loans. Effective Annual Interest Rate / Annual Cost Rate includes all costs excluding legal taxes and insurance. |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%118,8063 |
Calculated for TL 100,000 and 60-month maturity loans. Effective Annual Interest Rate / Annual Cost Rate includes all costs excluding legal taxes and insurance. |
07.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%4,35 |
Interest rate applied for 5 years maturity. Resource Utilization Support Fund is exempt under the Housing Finance Law. BITT is added to the payment plan for the customer who has a registered house as of the date of the loan utilization. |
07.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%4,50 |
Interest rate applied for 5 years maturity. Resource Utilization Support Fund is exempt under the Housing Finance Law. BITT is added to the payment plan for the customer who has a registered house as of the date of the loan utilization. |
07.01.2026 |
|
Mortgage loan 61 - 120 months
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Expertise Fee |
24.930,11 TL |
|
|
|
Fee collected within the scope of appraisal activities carried out to determine the collateral value of movables or immovables subject to collateral. Only fees paid to third parties can be charged for appraisal transactions related to movables and immovables. Exempt from BITT. The appraisal fee varies according to the location and m² of the house |
07.01.2026 |
| Mortgage Facility Fee |
3.684 TL |
|
3.684 TL |
|
Fees paid to third parties and collected from the customer within the scope of the establishment, modification and release of mortgages on movables or immovables subject to collateral and the pledging of movables. Exempt from BITT. |
07.01.2026 |
| Loan Allocation Fee |
|
|
|
%0.50 |
Allocation fee is charged up to the maximum maximum rate. BITT is included for the customer who has a registered house as of the date of the loan |
07.01.2026 |
| Insurance Premium |
4.936 TL |
|
|
|
It varies depending on the customer using the loan. |
07.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%4,35 |
Interest rate applied for 10 years maturity. Resource Utilization Support Fund is exempt under the Housing Finance Law. BITT is added to the payment plan for the customer who has a registered house as of the date of the loan utilization. |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%109,1635 |
Calculated for TL 100,000 and 120-month maturity loans. Effective Annual Interest Rate / Annual Cost Rate includes all costs excluding legal taxes and insurance. |
07.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%114,3246 |
Calculated for TL 100,000 and 120-month maturity loans. Effective Annual Interest Rate / Annual Cost Rate includes all costs excluding statutory taxes and insurance |
07.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%4,50 |
Interest rate applied for 10 years maturity. Resource Utilization Support Fund is exempt under the Housing Finance Law. BITT is added to the payment plan for the customer who has a registered house as of the date of the loan utilization. |
07.01.2026 |
|
|
Vehicle Loans
Vehicle Loan 0 km 25 - 48 months
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Loan Allocation Fee |
|
|
|
%0.50 |
Allocation fee is charged up to the maximum maximum rate. Excludes BITT |
01.01.2026 |
| Insurance Premium |
615.83 TL |
|
|
|
It varies depending on the customer using the loan |
01.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%6,00 |
Excluding BITT and Resource Utilization Support Fund |
01.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%148,0132 |
Calculated for TL 50,000 and 48-month maturity loans. The rate expressed as annual cost rate is the effective annual interest rate and the calculation includes allocation fee, pledge fee but excludes insurance costs. |
01.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%8,00 |
Excluding BITT and Resource Utilization Support Fund |
01.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%230,6453 |
Calculated for TL 50,000 and 48-month maturity loans. The rate expressed as annual cost rate is the effective annual interest rate and the calculation includes allocation fee, pledge fee but excludes insurance costs. |
01.01.2026 |
| Pledge Fees |
350,92 TL |
|
350,92 TL |
|
Fees paid to third parties and collected from the customer within the scope of pledge establishment, removal of pledge and consent processes of movables. Exempt from BITT. |
01.01.2026 |
|
Vehicle Loan 0 km 3 - 24 months
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Loan Allocation Fee |
|
|
|
%0.50 |
Allocation fee is charged up to the maximum maximum rate. Excludes BITT |
01.01.2026 |
| Insurance Premium |
615.83 TL |
|
|
|
It varies depending on the customer using the loan |
01.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%6,00 |
Excluding BITT and Resource Utilization Support Fund |
01.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%148,1641 |
Calculated at 3.30% interest rate for a loan of TL 50,000 with a maturity of 24 months. The rate expressed as annual cost rate is the effective annual interest rate and the calculation includes allocation fee, pledge fee but excludes insurance costs. |
01.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%8,00 |
Excluding BITT and Resource Utilization Support Fund |
01.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%230,6138 |
Calculated at 3.30% interest rate for a loan of TL 50,000 with a maturity of 24 months. The rate expressed as annual cost rate is the effective annual interest rate and the calculation includes allocation fee, pledge fee but excludes insurance costs. |
01.01.2026 |
| Pledge Fees |
350,92 TL |
|
350,92 TL |
|
Fees paid to third parties and collected from the customer within the scope of pledge establishment, removal of pledge and consent processes of movables. Exempt from BITT. |
01.01.2026 |
|
Vehicle Loan 2nd hand 3 - 48 months
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Loan Allocation Fee |
|
|
|
%0.50 |
Allocation fee is charged up to the maximum maximum rate. Excludes BITT |
01.01.2026 |
| Insurance Premium |
1,241.55 TL |
|
|
|
It varies depending on the customer using the loan |
01.01.2026 |
| Monthly Interest Rate Insured-TL |
|
|
|
%6,00 |
Excluding BITT and Resource Utilization Support Fund |
01.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Insured |
|
|
|
%148,0132 |
Calculated at 3.30% interest rate for a loan of TL 50,000 with a maturity of 48 months. The rate expressed as annual cost rate is the effective annual interest rate and the calculation includes allocation fee, pledge fee but excludes insurance costs. |
01.01.2026 |
| Effective Annual Interest Rate / Annual Cost Rate Uninsured |
|
|
|
%230,6453 |
Calculated at 3.30% interest rate for a loan of TL 50,000 with a maturity of 48 months. The rate expressed as annual cost rate is the effective annual interest rate and the calculation includes allocation fee, pledge fee but excludes insurance costs. |
01.01.2026 |
| Monthly Interest Rate Uninsured-TL |
|
|
|
%8,00 |
Excluding BITT and Resource Utilization Support Fund |
01.01.2026 |
| Pledge Fees |
350,92 TL |
|
350,92 TL |
|
Fees paid to third parties and collected from the customer within the scope of pledge establishment, removal of pledge and consent processes of movables. Exempt from BITT. |
01.01.2026 |
|
|
|
Checks and Promissory Notes
Check Transactions
Collection of Bank Checks New
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TEB Check Collection Commission TL/YP |
284 TL |
|
3332 TL |
|
It is charged per check sheet. BITT is excluded. |
08.01.2026 |
|
Other Check Expenses
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Buying Travel Vouchers |
1501 TL |
|
8323 TL |
|
|
08.01.2026 |
|
|
Promissory Note Transactions
Promissory Note Communication
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Promissory Note Communication Expense |
664 TL |
|
664 TL |
|
|
08.01.2026 |
|
Promissory Note Return
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Promissory Note Return Commission |
664 TL |
|
664 TL |
|
Pricing may vary according to the return fee transmitted by the Correspondent Bank. |
08.01.2026 |
|
Promissory Note Protest Notification
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Promissory Note Protest Notification Fee |
469 TL |
|
1436 TL |
|
|
17.01.2025 |
|
Promissory Note Protest Removal
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Promissory Note Protest Removal Charge |
948 TL |
|
948 TL |
|
|
08.01.2026 |
|
Promissory Note Protest
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Promissory Note Protest |
|
|
6248.89 TL |
|
The amounts paid to the notary per transaction are charged in addition to the transaction cost of the bank. |
04.02.2026 |
|
Promissory Note Collection
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Promissory Note Collection Commission |
1515 TL |
|
1515 TL |
|
|
17.01.2025 |
|
|
|
Other
Other Transactions
Archive Research Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Retrospective Receipt Printing Fee (From Branch) |
9.16 TL |
|
9.16 TL |
|
No fee can be charged for the first year after the issue date |
08.01.2026 |
| Printed Statement Fee Charged at the Branch |
9.16 TL |
|
9.16 TL |
|
No fee can be charged for the first year after the issue date. It is the amount charged per page. |
08.01.2026 |
|
Information Services
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| DHL |
427 TL |
|
5187 TL |
|
It is charged up to the cost amount of the amount paid to 3rd parties for the shipment. |
16.10.2024 |
| SMS Sending Fee |
0 TL |
|
|
|
|
16.10.2024 |
|
CEPTETEB Gambling Payment
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| CEPTETEB Gambling Payment |
24,11 TL |
|
24,11 TL |
|
BITT is not included. Bilyoner. Tuttur.com. Nesine.com. Birebin.com. Misli.com. Oley.com. Platform and valid for TJK. May vary on company and channel basis. |
19.08.2025 |
|
Bill/Institution Payment
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Bill/Institution Payment from Account |
6.54 TL |
|
6.54 TL |
|
Charged per transaction. BITT is excluded. |
08.01.2026 |
| Union of Notaries of Turkey Secure Payment System |
|
|
243,84 TL |
|
The cost amount determined by the Union of Notaries of Türkiye is collected from the customer. It is taken over the payment amount at the time of the transaction. In addition, a fee of 6.09 TL will be charged for transactions up to 6,300 TL, 12.19 TL for transactions between 6,300.01 TL and 304,800 TL, and 152.35 TL + BSMV FAST fee for transactions over 304,800 TL, depending on the transaction amount. |
08.01.2026 |
|
HGS Fast-Pass System
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| HGS Tag Fee |
190 TL |
|
190 TL |
|
|
04.02.2025 |
| HGS Card Sales Fee |
450 TL |
|
450 TL |
|
|
04.02.2025 |
|
KKB Risk and Check Report Charge
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| KKB Check Report Charge (Internet/Mobile/Branch) |
74.25 TL |
|
74.25 TL |
|
Collection is made in the amount of Credit Bureau cost. BITT is excluded. |
16.01.2026 |
| KKB Risk Report Charge (Internet) |
74.25 TL |
|
74.25 TL |
|
Collection is made in the amount of Credit Bureau cost. BITT is excluded. |
16.01.2026 |
| KKB Risk Report Charge (Branch) |
74.25 TL |
|
74.25 TL |
|
Collection is made in the amount of Credit Bureau cost. BITT is excluded. |
16.01.2026 |
|
Gambling Payment Commission
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TEB Personal Internet and Mobile Branch |
24,11 TL |
|
24,11 TL |
|
BITT is not included. Bilyoner. Tuttur.com. Nesine.com. Birebin.com. Misli.com. Oley.com. Platform and valid for TJK. May vary on company and channel basis. |
18.08.2025 |
| TEB Telephone Branch, TEB Star Line and TEB Special Line |
24,11 TL |
|
24,11 TL |
|
BITT is not included. Bilyoner. Tuttur.com. Nesine.com. Birebin.com. Misli.com. Oley.com. Platform and valid for TJK. May vary on company and channel basis. |
18.08.2025 |
|
|
Safe Deposit Box Fees
Safe Deposit Box (Large Size)
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Safe Deposit Box (Large Size) |
4.369 TL |
|
21.730 TL |
|
Safe deposit box fees opened on or before 07.05.2023 are TL 4.369, safe deposit box fees opened between 08.05.2023 and 02.08.2024 are TL 13.227, safe deposit box fees opened between 05.08.2024 and 09.01.2025 are TL 15.052, safe deposit box fees opened on or after 10/01/2025 are TL 21.730. BITT is excluded. |
08.01.2026 |
|
Safe Deposit Box Deposit
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Safe Deposit Box Deposit |
12.282 TL |
|
21.730 TL |
|
As of 12.01.2026, safe deposit fees of TL 12.282, TL 17.952 and TL 21.730 are collected for Small, Medium and Large Safe Deposit Boxes, respectively. Safe deposit boxes opened before this date may differ in terms of fees. Necessary information will be provided in case of any changes in these fees. BITT is excluded. |
08.01.2026 |
|
Safe Deposit Box (Small Size)
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Safe Deposit Box (Small Size) |
2.797 TL |
|
12.282 TL |
|
Safe deposit box fees opened on or before 07.05.2023 are TL 2.797, safe deposit box fees opened between 08.05.2023 and 02.08.2024 are TL 8.503, safe deposit box fees opened between 05.08.2024 and 09.01.2025 are TL 8.507, safe deposit box fees opened on or after 10/01/2025 are TL 12.282. BITT is excluded. |
08.01.2026 |
|
Safe Deposit Box (Medium Size)
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Safe Deposit Box (Medium Size) |
3.416 TL |
|
17.952 TL |
|
Safe deposit box fees opened on or before 07.05.2023 are TL 3.416, safe deposit box fees opened between 08.05.2023 and 02.08.2024 are TL 10.109, safe deposit box fees opened between 05.08.2024 and 09.01.2025 are TL 12.434, safe deposit box fees opened on or after 10/01/2025 are TL 17.952. BITT is excluded. |
08.01.2026 |
|
|
|
Credit and Debit Cards
Bank Cards
Card Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| CEPTETEB Debit Card |
0 TL |
|
0 TL |
|
|
04.09.2020 |
| TEB Debit Card |
0 TL |
|
0 TL |
|
|
04.09.2020 |
|
|
Credit Cards
Shopping
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
|
|
%3.25 |
|
%3.25 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
|
%3.55 |
|
%3.55 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
|
%3.75 |
|
%3.75 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
|
%4.05 |
|
%4.05 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
|
%4.25 |
|
%4.25 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
|
%4.55 |
|
%4.55 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
Notification Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Delay Notification Fee |
|
|
0 TL |
|
|
04.09.2020 |
|
Additional Card Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| CEPTETEB Supplementary Card |
300 TL |
|
300 TL |
|
It will be updated as 390 TL as of April 1, 2026. |
27.01.2026 |
| TEB Bonus Card |
330 TL |
|
330 TL |
|
It will be updated as 430 TL as of April 1, 2026. |
27.01.2026 |
| TEB Bonus Premium Card |
440 TL |
|
440 TL |
|
It will be updated as 575 TL as of April 1, 2026. |
27.01.2026 |
| TEB Doctor Platinum Card |
590 TL |
|
590 TL |
|
It will be updated as 770 TL as of April 1, 2026. |
27.01.2026 |
| TEB Special Platinum Card |
590 TL |
|
590 TL |
|
It will be updated as 770 TL as of April 1, 2026. |
27.01.2026 |
| TEB Special World Elite Card |
1800 TL |
|
1800 TL |
|
It will be updated as 2.355 TL as of April 1, 2026. |
27.01.2026 |
| TEB Platinum Card |
590 TL |
|
590 TL |
|
It will be updated as 770 TL as of April 1, 2026. |
27.01.2026 |
| TEB Plain Card Fee |
0 TL |
|
0 TL |
|
|
27.01.2026 |
| TEB She Card |
330 TL |
|
330 TL |
|
It will be updated as 430 TL as of April 1, 2026. |
27.01.2026 |
| TEB Total Card |
330 TL |
|
330 TL |
|
It will be updated as 430 TL as of April 1, 2026. |
27.01.2026 |
| TEB Star Doctor Platinum Card |
590 TL |
|
590 TL |
|
It will be updated as 770 TL as of April 1, 2026. |
27.01.2026 |
| TEB Star Platinum Card |
590 TL |
|
590 TL |
|
It will be updated as 770 TL as of April 1, 2026. |
27.01.2026 |
| TEB Star Priority Card |
590 TL |
|
590 TL |
|
It will be updated as 770 TL as of April 1, 2026. |
27.01.2026 |
| UniversiTEB Bonus Card |
25 TL |
|
25 TL |
|
It will be updated as 32 TL as of April 1, 2026. |
27.01.2026 |
| TEB Special Infinite Card Limited Edition Supplementary card |
2595 TL |
|
2595 TL |
|
It will be updated as 3.395 TL as of April 1, 2026. |
27.01.2026 |
| CEPTETEB Digital Credit Card |
300 TL |
|
300 TL |
|
It will be updated as 390 TL as of April 1, 2026. |
27.01.2026 |
| TEB Signature Card Additional Card |
590 TL |
|
590 TL |
|
It will be updated as 770 TL as of April 1, 2026. |
27.01.2026 |
| TEB Simple Retirement Card Fee |
0 TL |
|
0 TL |
|
|
27.01.2026 |
| TEB Bonus Retirement Card |
165 TL |
|
165 TL |
|
It will be updated as 215 TL as of April 1, 2026. |
27.01.2026 |
|
1800 TL |
|
1800 TL |
|
It will be updated as 2.355 TL as of April 1, 2026. |
27.01.2026 |
| TEB Platinum Worldcard |
460 TL |
|
460 TL |
|
It will be updated as 600 TL as of April 1, 2026. |
27.01.2026 |
| TEB Bonus Plus Card |
395 TL |
|
395 TL |
|
It will be updated as 515 TL as of April 1, 2026. |
27.01.2026 |
|
300 TL |
|
300 TL |
|
It will be updated as 390 TL as of April 1, 2026. |
27.01.2026 |
|
Invoice
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Credit Card Invoice Payment |
6.54 TL |
%3 |
|
%3 |
3% + 6.54 TL is charged instantly on the transaction amount. BITT is excluded |
08.01.2026 |
|
Additional Installment Transaction Interest
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
|
|
%3.25 |
|
%3.25 |
|
02.01.2026 |
|
|
%3.75 |
|
%3.75 |
|
02.01.2026 |
|
|
%4.25 |
|
%4.25 |
|
02.01.2026 |
|
Card Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| CEPTETEB Credit Card |
600 TL |
|
600 TL |
|
It will be updated as 780 TL as of April 1, 2026. |
27.01.2026 |
| TEB Bonus Card |
660 TL |
|
660 TL |
|
It will be updated as 860 TL as of April 1, 2026. |
27.01.2026 |
| TEB Bonus Plus Card |
790 TL |
|
790 TL |
|
It will be updated as 1.030 TL as of April 1, 2026. |
27.01.2026 |
| TEB Bonus Premium Card |
880 TL |
|
880 TL |
|
It will be updated as 1.150 TL as of April 1, 2026. |
27.01.2026 |
| TEB Doctor Platinum Card |
1180 TL |
|
1180 TL |
|
It will be updated as 1.540 TL as of April 1, 2026. |
27.01.2026 |
| TEB Special Platinum Card |
1180 TL |
|
1180 TL |
|
It will be updated as 1.540 TL as of April 1, 2026. |
27.01.2026 |
| TEB Special World Elite Card |
3600 TL |
|
3600 TL |
|
It will be updated as 4.710 TL as of April 1, 2026. |
27.01.2026 |
| TEB Plain Card Fee |
0 TL |
|
0 TL |
|
|
27.01.2026 |
| TEB She Card |
660 TL |
|
660 TL |
|
It will be updated as 860 TL as of April 1, 2026. |
27.01.2026 |
| TEB Total Card |
660 TL |
|
660 TL |
|
It will be updated as 860 TL as of April 1, 2026. |
27.01.2026 |
| TEB Star Doctor Platinum Card |
1180 TL |
|
1180 TL |
|
It will be updated as 1.540 TL as of April 1, 2026. |
27.01.2026 |
| TEB Star Platinum Card |
1180 TL |
|
1180 TL |
|
It will be updated as 1.540 TL as of April 1, 2026. |
27.01.2026 |
| TEB Star Priority Card |
1180 TL |
|
1180 TL |
|
It will be updated as 1.540 TL as of April 1, 2026. |
27.01.2026 |
| UniversiTEB Bonus Card |
50 TL |
|
50 TL |
|
It will be updated as 64 TL as of April 1, 2026. |
27.01.2026 |
| TEB Special Infinite Card Limited Edition |
5190 TL |
|
5190 TL |
|
It will be updated as 6.790 TL as of April 1, 2026. |
27.01.2026 |
| CEPTETEB Digital Credit Card |
600 TL |
|
600 TL |
|
It will be updated as 780 TL as of April 1, 2026. |
27.01.2026 |
| TEB Simple Retirement Card Fee |
0 TL |
|
0 TL |
|
|
27.01.2026 |
| TEB Bonus Retirement Card |
330 TL |
|
330 TL |
|
It will be updated as 430 TL as of April 1, 2026. |
27.01.2026 |
|
3600 TL |
|
3600 TL |
|
It will be updated as 4.710 TL as of April 1, 2026. |
27.01.2026 |
|
1180 TL |
|
1180 TL |
|
It will be updated as 1.540 TL as of April 1, 2026. |
27.01.2026 |
| TEB Platinum Card |
1180 TL TL |
|
1180 TL TL |
|
It will be updated as 1.540 TL as of April 1, 2026. |
27.01.2026 |
| TEB Platinum Worldcard |
920 TL TL |
|
920 TL TL |
|
It will be updated as 1.200 TL as of April 1, 2026. |
27.01.2026 |
|
600 TL TL |
|
600 TL TL |
|
It will be updated as 780 TL as of April 1, 2026. |
27.01.2026 |
|
Card Renewal Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Card Renewal Fee |
135 TL |
|
135 TL |
|
For more than two card renewals within a calendar year, a fee equal to the cost may be charged. |
14.01.2026 |
|
Credit Card EFT/Transfer/Debt Transfer
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Card Debt Transfer Interest Rate (Installment) |
|
%4.25 |
|
%4.25 |
Interest rate is valid as of 01.01.2026 |
14.01.2026 |
| Card Transfer/EFT Interest Rate (Single Withdrawal) |
|
%4.25 |
|
%4.25 |
Interest rate is valid as of 01.01.2026 |
14.01.2026 |
| Card Transfer/EFT Interest Rate (Installment) |
|
%4.25 |
|
%4.25 |
Interest rate is valid as of 01.01.2026 |
14.01.2026 |
|
|
%1 |
|
%1 |
(excluding BITT) |
14.01.2026 |
|
SSI Premium Collection from Credit Card
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| SSI Premium Collection from Credit Card |
6.54 TL |
%3 |
|
%3 |
3% + 6.54 TL is charged instantly on the transaction amount. BITT is excluded. |
08.01.2026 |
|
Limit Exceeding
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
|
|
%3.25 |
|
%3.25 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
|
%3.75 |
|
%3.75 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
|
%4.25 |
|
%4.25 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
Cash Advance
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Cash Advance Interest Rate |
|
%4.25 |
|
%4.25 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
| Cash Advance Delay Interest Rate |
|
%4.55 |
|
%4.55 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
| Cash Advance Fee (Domestic-TEB Channels) |
|
%1 |
|
%1 |
(excluding BITT) |
02.01.2026 |
| Cash Advance Fee (Domestic Other Bank) |
0,55 TL |
%3.87 |
0,55 TL |
%3.87 |
(excluding BITT) |
02.01.2026 |
| Cash Advance Fee (ATMs of Banks Abroad) |
|
%1 |
|
%1 |
(excluding BITT) |
02.01.2026 |
|
Payment Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Credit card payments made from PTT ATM |
11.5 TL |
|
11.5 TL |
|
|
14.01.2026 |
| Credit card payments made from PTT Mobile |
8 TL |
|
8 TL |
|
|
14.01.2026 |
| Credit card payments made from PTT Branch |
48 TL |
%0.1 |
|
|
|
14.01.2026 |
|
Installment / Deferment Transaction Interest
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
|
|
%3.25 |
|
%3.25 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
|
%3.75 |
|
%3.75 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
|
%4.25 |
|
%4.25 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
Installment Cash Advance
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Installment Cash Advance Interest Rate |
|
%4.25 |
|
%4.25 |
Interest rate is valid as of 01.01.2026 |
02.01.2026 |
|
|
|
Securities Transactions
ELÜS - Electronic Product Promissory Note
ELÜS ÜPAK brokerage commission
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Registration Fee |
|
%0.025 |
|
%0.025 |
For each ELÜS transaction, the transaction amount (excluding VAT) will be charged to each of the transaction parties at the time of settlement for each ELÜS transaction. |
24.02.2025 |
| Licensed Warehousing Compensation Fund Share |
|
%0.025 |
|
%0.025 |
For each ELÜS transaction, at the time of settlement, from each of the transaction parties, over the transaction amount (VAT excluded). |
24.02.2025 |
| EFT Commission |
40 TL |
|
800 TL |
|
It is collected when an eft transaction is made from Takasbank system (BITT is excluded). |
24.02.2025 |
| ELÜS Custody Fee |
0.0000031135448848 TL |
|
0.0000031135448848 TL |
|
1 ELÜS refers to the daily (calendar day) fee for 1 ELÜS. It is calculated on a daily basis and accrued to the relevant investment institutions/Product Market Intermediary Institutions (PPIs) on the following month (excluding VAT). |
24.02.2025 |
| ELÜS Purchase/Sale Transaction Fee |
0.11676 TL |
|
0.11676 TL |
|
Charged to buying and selling parties on a transaction-by-transaction basis (VAT excluded). |
24.02.2025 |
| ELÜS Inter-Member Transfer Fee |
4.8865 TL |
|
4.8865 TL |
|
Applied on the basis of the number of transactions (excluding VAT). |
24.02.2025 |
| ELÜS Intra-Member Transfer Fee |
0.97298 TL |
|
0.97298 TL |
|
Applied on the basis of the number of transactions (excluding VAT). |
24.02.2025 |
| ELÜS Pledge/Collateral Fee |
0.28523 TL |
|
0.28523 TL |
|
Applied on the basis of number of transactions. Not collected from pledge collateral termination (exit) and collateral receivable coverage transactions (VAT excluded). |
24.02.2025 |
| ELÜS ÜPAK Brokerage commission |
|
%0.075 |
|
%0.075 |
It is calculated over the realized Purchase/Sale amount (VAT excluded). |
24.02.2025 |
| Exchange Service Fee |
|
%0.125 |
|
%0.125 |
For each ELÜS transaction, at the time of settlement, from each of the transaction parties, over the transaction amount (VAT excluded). |
24.02.2025 |
|
|
Eurobond Transactions
Bank Eurobond Outright Purchase/Sale Commission
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Outright Purchase and Sale transactions to customers |
|
%0 |
|
%0 |
|
04.09.2020 |
|
Eurobond Transactions
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| EB Transfer Outside the Bank |
0 USD |
|
0 USD |
|
|
04.02.2026 |
| Eurobond Transfer Fee |
|
%0.02 |
20 USD |
|
The fee for transfer of Eurobonds kept in our Bank to other investment institutions or Eurobonds kept in other investment institutions to our Bank. Charged per transaction in USD or EUR depending on Eurobond currency type. BITT is excluded. In transfer of Eurobonds kept in our Bank to other investment institutions or Eurobonds kept in other investment institutions to our Bank, an additional Swift Fee is charged. |
04.02.2026 |
|
|
HB / DT / Private Sector Debt Securities Transactions
Bank, Bank Bill Outright Purchase/Sale Commission
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Outright Purchase and Sale transactions to customers (Bank) |
|
%0 |
|
%0 |
|
04.09.2020 |
|
Bank HB/DT Final Purchase/Sale Commission
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Outright Purchase and Sale transactions to customers |
0 |
|
0 |
|
|
04.09.2020 |
|
Treasury Bills / Government Bonds Transactions
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| HB/DT Transfer Out of Bank |
0 TL |
|
0 TL |
|
|
04.09.2020 |
| HB/DT Physical Delivery Fee (>1,000,000 nominal) |
|
|
500 TL |
|
|
04.09.2020 |
| HB/DT Physical Delivery Fee (0-100,000 nominal) |
|
|
150 TL |
|
|
04.09.2020 |
| HB/DT Physical Delivery Fee (100,000 -1,000,000 nominal) |
|
|
250 TL |
|
|
04.09.2020 |
|
ISE, Bank Bills Outright Purchase/Sale Commission
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Outright Purchases and Sales transactions to customers (ISE) |
0 TL |
%0.02 |
0 TL |
%0.02 |
|
04.09.2020 |
|
ISE HB/DT Outright Buy/Sell Commission
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Outright Purchase and Sale transactions to customers |
|
%0.02 |
|
%0.02 |
|
04.09.2020 |
|
CRA Fees
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Account Opening |
14.24 TL |
|
14.24 TL |
|
Charged for each new account opened at Central Registry Agency (BITT included) |
25.02.2025 |
| Account Maintenance |
0.09 TL |
|
0.09 TL |
|
TL 0.08340 per day (BITT included) is charged for accounts with a daily market value of TL 1,000 and above for custody balances. |
25.02.2025 |
| Custody (Private Sector Debt Securities, Securitization, Asset Backed Securities, Lease Certificates and Domestic Debt Securities Principal) |
|
%0.0065 |
|
%0.0065 |
Calculated based on nominal value (BITT excluded). |
25.02.2025 |
| Custody (Private Sector Debt Securities, Securitization, Asset Backed Securities, Lease Certificates and Government Debt Securities Coupons) |
|
%0.00065 |
|
%0.00065 |
Calculated based on nominal value (BITT excluded). |
25.02.2025 |
| Investor Information Service |
44.67 TL |
|
44.67 TL |
|
This fee is charged for the first time CRA registrants to benefit from services such as free information, investor blockage, etc. (BITT Included) |
25.02.2025 |
| Trading Transactions (Equity Shares, Warrants, Real Estate Certificates, ÖSBA, VDMK, VTMK, BYF, Lease Certificates, Venture Capital Investment Fund, Real Estate Investment Fund) |
0.1592 TL |
|
0.1592 TL |
|
Calculated based on the number of registrations (excluding BITT). |
25.02.2025 |
| Trading Transactions (GDDS-Internal) |
0.1188 TL |
|
0.1188 TL |
|
Calculated based on the number of transactions (excluding BITT). |
25.02.2025 |
|
Fixed Income Security Private Sector Bond
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Fixed Income Security Private Sector Bond Eurobond Coupon / Principal Redemption Fee |
|
%0.01 |
|
%0.01 |
Charged at transaction amount.BITT is excluded. |
02.02.2026 |
| Fixed Income Security Private Sector Bond Transfer |
|
%0.05 |
480 TL |
|
It involves transfers from our Bank to Investment Institutions and/or Investment Institutions to accounts in our Bank and/or between accounts in our Bank. Transfer transactions are charged at the nominal value of securities. BITT is excluded. |
02.02.2026 |
|
|
Account Statement Fees
Statement
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| CMB Investment Statement Charge |
110,87 TL |
|
110,87 TL |
|
5% BITT will be added. |
28.02.2025 |
|
|
Equity Transactions
Share Certificate Transactions via CEPTETEB Internet Branch
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| CEPTETEB Internet Branch Stock Buy-Sell Commission |
|
|
|
%0.20 |
Fees are charged based on transaction volume. BITT is Excluded. |
02.02.2026 |
| Share Certificate Public Offering Participation Fee |
|
|
20 TL |
|
Share Certificate Public Offering Participation Fee is charged per public offering participation request. BITT is excluded. |
02.02.2026 |
|
Stock Transactions from CEPTETEB Mobile Banking
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| CEPTETEB Mobile Banking Stock Buy-Sell Commission |
|
|
|
%0.20 |
Fees are charged based on transaction volume. BITT is Excluded. |
02.02.2026 |
| Share Certificate Public Offering Participation Fee |
|
|
20 TL |
|
Share Certificate Public Offering Participation Fee is charged per public offering participation request. BITT is excluded. |
02.02.2026 |
|
|
Investment Custody and Maintenance Fee
Safe Custody and Service Fee for Securities
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| 1.000 TL and below |
|
|
0 TL |
|
Charged monthly in consideration of average monthly balance at the end of every month for average TRY value of capital market instruments (except for Eurobond) held by the Customer, dematerializing procedures of which are completed. BITT is excluded. |
04.02.2026 |
| 1.000,01 - 10.000 TL |
|
|
0 TL |
|
Charged monthly in consideration of average monthly balance at the end of every month for average TRY value of capital market instruments (except for Eurobond) held by the Customer, dematerializing procedures of which are completed. BITT is excluded. |
04.02.2026 |
| 10.000,01 - 50.000 TL |
|
|
50 TL |
|
Charged monthly in consideration of average monthly balance at the end of every month for average TRY value of capital market instruments (except for Eurobond) held by the Customer, dematerializing procedures of which are completed. BITT is excluded. |
04.02.2026 |
| 50.000,01 - 250.000 TL |
|
|
80 TL |
|
Charged monthly in consideration of average monthly balance at the end of every month for average TRY value of capital market instruments (except for Eurobond) held by the Customer, dematerializing procedures of which are completed. BITT is excluded. |
04.02.2026 |
| 250.000,01 - 500.000 TL |
|
|
100 TL |
|
Charged monthly in consideration of average monthly balance at the end of every month for average TRY value of capital market instruments (except for Eurobond) held by the Customer, dematerializing procedures of which are completed. BITT is excluded. |
04.02.2026 |
| 500.000,01 - 750.000 TL |
|
|
140 TL |
|
Charged monthly in consideration of average monthly balance at the end of every month for average TRY value of capital market instruments (except for Eurobond) held by the Customer, dematerializing procedures of which are completed. BITT is excluded. |
04.02.2026 |
| 750.000,01 TL - 1.000.000 TL |
|
|
170 TL |
|
Charged monthly in consideration of average monthly balance at the end of every month for average TRY value of capital market instruments (except for Eurobond) held by the Customer, dematerializing procedures of which are completed. BITT is excluded. |
04.02.2026 |
| 1.000.000,01 - 5.000.000 TL |
|
|
250 TL |
|
Charged monthly in consideration of average monthly balance at the end of every month for average TRY value of capital market instruments (except for Eurobond) held by the Customer, dematerializing procedures of which are completed. BITT is excluded. |
04.02.2026 |
| 5.000.000,01 -10.000.000 TL |
|
|
350 TL |
|
Charged monthly in consideration of average monthly balance at the end of every month for average TRY value of capital market instruments (except for Eurobond) held by the Customer, dematerializing procedures of which are completed. BITT is excluded. |
04.02.2026 |
| 10.000.000,01 TL and above |
|
|
530 TL |
|
Charged monthly in consideration of average monthly balance at the end of every month for average TRY value of capital market instruments (except for Eurobond) held by the Customer, dematerializing procedures of which are completed. BITT is excluded. |
04.02.2026 |
|
|
Investment Funds
CRA Fees
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Trading Transactions (Mutual Fund Shares) |
0.01 TL |
%0.00075 |
|
%0.00075 |
Calculated on the basis of the transaction amount. The lower limit is TL 0.01 (excluding BITT). |
24.02.2025 |
| Account Opening |
14.24 TL |
|
14.24 TL |
|
Charged for each new account opened at CRA (BITT Included) |
24.02.2025 |
| Account Maintenance |
0.09 TL |
|
0.09 TL |
|
A daily fee of TL 0.08340 is charged for accounts with a daily market value of TL 1,000 and above (BITT is included). |
24.02.2025 |
| Custody (Equity Shares and Mutual Fund Shares Linked to Participation Umbrella Fund) |
|
%0.005 |
|
%0.005 |
It is calculated by multiplying the number of shares by the last price announced as the share price of the mutual fund (excluding BITT). |
24.02.2025 |
| Investor Information Service |
44.67 TL |
|
44.67 TL |
|
This fee is charged for the first time CRA registrants to benefit from services such as free information, investor blockage, etc. (BITT Included) |
24.02.2025 |
| Trading Transactions (Equity Shares, Warrants, Real Estate Certificates, ÖSBA, VDMK, VTMK, BYF, Lease Certificates, Venture Capital Investment Fund, Real Estate Investment Fund) |
0.1592 TL |
|
0.1592 TL |
|
Calculated based on the number of registrations (excluding BITT). |
24.02.2025 |
|
|
|
Deposit Accounts
Account Statement Fees
Overdraft Statement
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Overdraft Statement Charge |
|
|
45.85 TL |
|
Printed statements are sent to customers upon request in the months when period debt arises due to overdraft utilization. Fee collected to be paid to third parties |
02.02.2026 |
|
|
Account Operating Fees
CEPTETEB Account Operating Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Account Operating Fee-TL (Annual) |
0 TL |
|
0 TL |
|
No account operating fee is charged from CEPTETEB Account. |
21.06.2021 |
|
CEPTETEB Marifetli Account Operating Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Account Operating Fee -TL (Annual) |
0 TL |
|
0 TL |
|
No account operating fee is charged from CEPTETEB Marifetli Account. |
23.06.2021 |
|
TEB Account Operating Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Account Operating Fee-TL (Annual) |
0 TL |
|
0 TL |
|
No account operating fee is charged from TEB Accounts. |
21.12.2023 |
|
|
Deposit/Withdrawal Fee
FC Withdrawal from Other Branch
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Withdrawing Money from Other Branch |
107 TL |
%0,35 |
|
%0,35 |
Excluding BITT. |
12.01.2026 |
|
|
|
Money Transfer
EFT/FAST
ATM EFT Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
27,84 TL |
|
BITT is Excluded. |
07.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
55,49 TL |
|
BITT is Excluded. |
07.01.2026 |
| TL 399.000,01 and above |
|
|
398,83 TL |
|
BITT is Excluded. |
07.01.2026 |
|
EFT from CEPTETEB Support Center
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL EFT and Wire Transfer Fees from CEPTETEB Account and CEPTETEB Marifetli Account via CEPTETEB Support Center |
0 TL |
|
0 TL |
|
|
04.09.2020 |
|
CEPTETEB Internet Branch EFT
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| One-Shot EFT with Credit Card from CEPTETEB Internet Branch |
|
%1 |
|
%1 |
Internet Branch EFT transaction fees are charged per transaction and excludes BITT. |
06.01.2026 |
| TL 8.300 and Below |
|
|
7,97 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
15,96 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
| TL 399.000,01 and above |
|
|
199,41 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
|
EFT from CEPTETEB Mobile Branch
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
7,97 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
15,96 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
| TL 399.000,01 and above |
|
|
199,41 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
|
FAST Fee
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
7,97 |
|
BITT is Excluded. |
06.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
15,96 |
|
BITT is Excluded. |
06.01.2026 |
|
Branch
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
39,87 TL |
|
BITT is Excluded. The fee to be charged for EFT transactions to be made as regular payments is TL 7.97 if the transaction amount is TL 8,300 or less, TL 15.96 if the transaction amount is between TL 8,300.01 - TL 399,000, and TL 199,41 if the transaction amount is TL 399,000.01 or more. |
06.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
79,76 TL |
|
BITT is Excluded. The fee to be charged for EFT transactions to be made as regular payments is TL 7.97 if the transaction amount is TL 8,300 or less, TL 15.96 if the transaction amount is between TL 8,300.01 - TL 399,000, and TL 199,41 if the transaction amount is TL 399,000.01 or more. |
06.01.2026 |
| TL 399.000,01 and above |
|
|
797,68 TL |
|
BITT is Excluded. The fee to be charged for EFT transactions to be made as regular payments is TL 7.97 if the transaction amount is TL 8,300 or less, TL 15.96 if the transaction amount is between TL 8,300.01 - TL 399,000, and TL 199,41 if the transaction amount is TL 399,000.01 or more. |
06.01.2026 |
|
TEB Telephone Branch, TEB Star Line and TEB Special Line
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
39,87 TL |
|
BITT is Excluded. The fee to be charged for EFT transactions to be made as regular payments is TL 7.97 if the transaction amount is TL 8,300 or less, TL 15.96 if the transaction amount is between TL 8,300.01 - TL 399,000, and TL 199,41 if the transaction amount is TL 399,000.01 or more. |
06.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
79,76 TL |
|
BITT is Excluded. The fee to be charged for EFT transactions to be made as regular payments is TL 7.97 if the transaction amount is TL 8,300 or less, TL 15.96 if the transaction amount is between TL 8,300.01 - TL 399,000, and TL 199,41 if the transaction amount is TL 399,000.01 or more. |
06.01.2026 |
| TL 399.000,01 and above |
|
|
797,68 TL |
|
BITT is Excluded. The fee to be charged for EFT transactions to be made as regular payments is TL 7.97 if the transaction amount is TL 8,300 or less, TL 15.96 if the transaction amount is between TL 8,300.01 - TL 399,000, and TL 199,41 if the transaction amount is TL 399,000.01 or more. |
06.01.2026 |
|
|
Remittance
ATM Transfer
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
13,92 TL |
|
BITT is Excluded. |
07.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
27,85 TL |
|
BITT is Excluded. |
07.01.2026 |
| TL 399.000,01 and above |
|
|
199,42 TL |
|
BITT is Excluded. |
07.01.2026 |
|
Transfer from CEPTETEB Internet Branch
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
3,99 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
7,98 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
| TL 399.000,01 and above |
|
|
99,71 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
|
Transfer from CEPTETEB Mobile Banking
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
3,99 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
7,98 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
| TL 399.000,01 and above |
|
|
99,71 TL |
|
BITT is excluded. The same tariff is applied for regular payment orders. Fees are charged per transaction and fixed. EFT transfer fees are not charged from CEPTETEB Account and CEPTETEB Marifetli Account. |
06.01.2026 |
|
Branch
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
19,94 TL |
%BSMV Hariçtir. Düzenli ödeme şeklinde yapılacak Havale işlemlerinden alınacak ücret işlem tutarının 8.300 tl ve altında olması halinde 3,99 TL, işlem tutarının 8.300,01 TL - 399.000 TL arasında olması halinde 7.98 TL, işlem tutarının 399.000,01 TL ve üzerinde olması halinde 99,71 TL olarak tahsil edilir. |
BITT is Excluded. The fee to be charged for wire transfers to be made in the form of regular payments is 3.99 TL if the transaction amount is 8,300 TL or less, 7.98 TL if the transaction amount is between 8,300.01 TL - 399,000 TL, and 99.71 TL if the transaction amount is 399,000.01 TL or more. |
06.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
39,88 TL |
%BSMV Hariçtir. Düzenli ödeme şeklinde yapılacak Havale işlemlerinden alınacak ücret işlem tutarının 8.300 tl ve altında olması halinde 3,99 TL, işlem tutarının 8.300,01 TL - 399.000 TL arasında olması halinde 7.98 TL, işlem tutarının 399.000,01 TL ve üzerinde olması halinde 99,71 TL olarak tahsil edilir. |
BITT is Excluded. The fee to be charged for wire transfers to be made in the form of regular payments is 3.99 TL if the transaction amount is 8,300 TL or less, 7.98 TL if the transaction amount is between 8,300.01 TL - 399,000 TL, and 99.71 TL if the transaction amount is 399,000.01 TL or more. |
06.01.2026 |
| TL 399.000,01 and above |
|
|
398,84 TL |
%BSMV Hariçtir. Düzenli ödeme şeklinde yapılacak Havale işlemlerinden alınacak ücret işlem tutarının 8.300 tl ve altında olması halinde 3,99 TL, işlem tutarının 8.300,01 TL - 399.000 TL arasında olması halinde 7.98 TL, işlem tutarının 399.000,01 TL ve üzerinde olması halinde 99,71 TL olarak tahsil edilir. |
BITT is Excluded. The fee to be charged for wire transfers to be made in the form of regular payments is 3.99 TL if the transaction amount is 8,300 TL or less, 7.98 TL if the transaction amount is between 8,300.01 TL - 399,000 TL, and 99.71 TL if the transaction amount is 399,000.01 TL or more. |
06.01.2026 |
|
TEB Telephone Branch, TEB Star Line and TEB Special Line
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| TL 8.300 and Below |
|
|
19,94 TL |
%BSMV Hariçtir. Düzenli ödeme şeklinde yapılacak Havale işlemlerinden alınacak ücret işlem tutarının 8.300 tl ve altında olması halinde 3,99 TL, işlem tutarının 8.300,01 TL - 399.000 TL arasında olması halinde 7.98 TL, işlem tutarının 399.000,01 TL ve üzerinde olması halinde 99,71 TL olarak tahsil edilir. |
BITT is Excluded. The fee to be charged for wire transfers to be made in the form of regular payments is 3.99 TL if the transaction amount is 8,300 TL or less, 7.98 TL if the transaction amount is between 8,300.01 TL - 399,000 TL, and 99.71 TL if the transaction amount is 399,000.01 TL or more. |
06.01.2026 |
| 8300,01 TL - 399.000 TL |
|
|
39,88 TL |
%BSMV Hariçtir. Düzenli ödeme şeklinde yapılacak Havale işlemlerinden alınacak ücret işlem tutarının 8.300 tl ve altında olması halinde 3,99 TL, işlem tutarının 8.300,01 TL - 399.000 TL arasında olması halinde 7.98 TL, işlem tutarının 399.000,01 TL ve üzerinde olması halinde 99,71 TL olarak tahsil edilir. |
BITT is Excluded. The fee to be charged for wire transfers to be made in the form of regular payments is 3.99 TL if the transaction amount is 8,300 TL or less, 7.98 TL if the transaction amount is between 8,300.01 TL - 399,000 TL, and 99.71 TL if the transaction amount is 399,000.01 TL or more. |
06.01.2026 |
| TL 399.000,01 and above |
|
|
398,84 TL |
%BSMV Hariçtir. Düzenli ödeme şeklinde yapılacak Havale işlemlerinden alınacak ücret işlem tutarının 8.300 tl ve altında olması halinde 3,99 TL, işlem tutarının 8.300,01 TL - 399.000 TL arasında olması halinde 7.98 TL, işlem tutarının 399.000,01 TL ve üzerinde olması halinde 99,71 TL olarak tahsil edilir. |
BITT is Excluded. The fee to be charged for wire transfers to be made in the form of regular payments is 3.99 TL if the transaction amount is 8,300 TL or less, 7.98 TL if the transaction amount is between 8,300.01 TL - 399,000 TL, and 99.71 TL if the transaction amount is 399,000.01 TL or more. |
06.01.2026 |
|
|
International Funds Transfer and Messaging Fee
CEPTETEB Branch
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| CEPTETEB Branch Accounts Incoming International Fund Transfer Fee |
166 TL |
|
166 TL |
|
Fees are charged per transaction and fixed. BITT is Excluded. |
06.01.2026 |
| CEPTETEB Accounts Internet Branch Outgoing International Fund Transfer Fee |
1.666 TL |
%0,5 |
11.602 TL |
%0,5 |
Collected for transactions made with internet branch CEPTETEB accounts. BITT is excluded and is charged per transaction. Additional correspondent charges according to payment type are as follows; SHA: Correspondent and receiving banks can make their own cost / commission deductions from the amount of the shipment, the amount reaches the recipient with deductions. OUR: All costs belong to the sender, the amount is expected to reach the recipient without interruption. If the correspondent and receiving banks request additional charges, they will be collected from the sender later. International |
06.01.2026 |
|
Branch
| Cost |
Minimum Amount |
Minimum Rate |
Maximum Amount |
Maximum Rate |
Description |
Updated on |
| Incoming International Fund Transfer Fee |
722 TL |
%0.4 |
8.701 TL |
%0,4 |
BITT is excluded. Charged per transaction. |
06.01.2026 |
| Outgoing International Funds Transfer and Messaging Fee |
1.666 TL |
%0.5 |
11.602 TL |
%0,5 |
BITT is excluded. Charged per transaction. Additional correspondent charges by payment type are as follows; SHA: Correspondent and receiving banks can make their own cost / commission deductions from the amount of the shipment, the amount reaches the recipient with deductions. OUR: All costs belong to the sender, the amount is expected to reach the recipient without interruption. If the correspondent and receiving banks request additional charges, they will be collected from the sender later. International Funds Transfer messaging fee will also be charged separately. |
06.01.2026 |
| Outgoing International Funds Transfer Messaging Fee |
1.231 TL |
|
1.231 TL |
|
BITT is excluded. It is charged per transaction on a fixed basis. If more than one correspondent bank is used for the transfer, the messaging fee is charged in two separate items. |
06.01.2026 |
|
|
|
