Product and Service Fees

    Share
    ATM Fees
    ATM Transactions
    ATM Fees
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    ATM Gambling/Gaming Payment Transactions 20 TL 29.01.2025
    Balance Inquiry from Other Bank ATMs 0.27 TL 0.27 TL 29.01.2025
    Paying Credit Card Debt from Other Bank ATMs 1.04 TL %1.15 1.04 TL %1.15 29.01.2025
    Credit Card Debt Inquiry at Other Bank ATMs 0.27 TL 0.27 TL 29.01.2025
    Credit Card Limit Inquiry at Other Bank ATMs 0.27 TL 0.27 TL 29.01.2025
    Withdrawing Money from Other Bank ATMs 1.04 TL %1.15 1.04 TL %1.15 29.01.2025
    Deposit Money from Other Bank ATMs 1.04 TL %1.15 1.04 TL %1.15 29.01.2025
    Over Limit Withdrawals 18 TL 280 TL %2.8 29.01.2025
    Withdrawing Money International 3 USD 3 USD 29.01.2025
    Foreign cards ATM cash transaction commission amount (DCC) %8 %8 29.01.2025
    Withdrawing Money from Domestic ATMs with Foreign/International Cards %8 %8 29.01.2025
    ATM Bill Payment - Credit Card 1 TL %3 %3 29.01.2025
    Bill Payment from ATM - From Account 5 TL 5 TL 29.01.2025
    ATM EFT Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 21,27 TL 07.01.2025
    TL 6300.01 - TL 304.800 42,55 TL 07.01.2025
    TL 304,800 and above 304,71 TL 07.01.2025
    ATM Transfer
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 10,64 TL 07.01.2025
    TL 6300.01 - TL 304.800 21,28 TL 07.01.2025
    TL 304,800 and above 152,36 TL 07.01.2025
    Card Deposit to Another Bank Account
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 21.27 TL 30.01.2025
    TL 6300.01 - TL 304.800 42.55 TL 30.01.2025
    TL 304,800 and above 304.71 TL 30.01.2025
    Card Deposit to Another TEB Account
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 10.64 TL 30.01.2025
    TL 6300.01 - TL 304.800 21.28 TL 30.01.2025
    TL 304,800 and above 152.36 TL 30.01.2025
    Cardless Account Deposit (3rd party)
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 10.64 TL 30.01.2025
    TL 6300.01 - TL 304.800 21.28 TL 30.01.2025
    TL 304,800 and above 152.36 TL 30.01.2025
    Personal Loans
    Personal Loans
    Land Loan
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Expertise Fee 17256,50 TL 25.02.2025
    Mortgage Facility Fee 2784 TL 2784 TL 25.02.2025
    Loan Allocation Fee %0.50 25.02.2025
    Insurance Premium 871,98 TL 25.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %475,0023% 25.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %337,1127% 25.02.2025
    Monthly Interest Rate Insured-TL %10,00 25.02.2025
    Monthly Interest Rate Uninsured-TL %12,00 25.02.2025
    Pledge Fees 279,64 TL 279,64 TL 25.02.2025
    Personal Finance Loans
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Expertise Fee 17256,50 TL 25.02.2025
    Mortgage Facility Fee 2784 TL 2784 TL 25.02.2025
    Loan Allocation Fee %0.50 25.02.2025
    Insurance Premium 871,98 TL 25.02.2025
    Monthly Interest Rate Insured-TL %10,00 25.02.2025
    Monthly Interest Rate Uninsured-TL %12,00 25.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %475,0023 25.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %337,1127 25.02.2025
    Early Closure Commission %2 25.02.2025
    Pledge Fees 279,64 TL 279,64 TL 25.02.2025
    CEPTETEB Personal Loan
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Loan Allocation Fee %0.50 20.01.2025
    Insurance Premium 871,98 TL 20.01.2025
    Monthly Interest Rate Uninsured-TL %12,00 20.01.2025
    Monthly Interest Rate Insured-TL %10,00 20.01.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %475,0023 20.01.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %337,1127 20.01.2025
    CEPTETEB Resource Account - Overdraft Account
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Source Account - Overdraft Interest Rate %5 16.03.2024
    Mortgage Personal Loan
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Expertise Fee 17256,50 TL 25.02.2025
    Mortgage Facility Fee 2784 TL 2784 TL 25.02.2025
    Loan Allocation Fee %0.5 25.02.2025
    Insurance Premium 871,98 TL 25.02.2025
    Monthly Interest Rate Insured-TL %10,00 25.02.2025
    Monthly Interest Rate Uninsured-TL %12,00 25.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %475,0023 25.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %337,1127 25.02.2025
    Pledge Fees 279,64 TL 279,64 TL 25.02.2025
    Source Account - Overdraft Account
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Source Account - Overdraft Interest Rate %5 16.03.2024
    Standard Personal Loan
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Loan Allocation Fee %0.5 25.02.2025
    Insurance Premium 871,98 TL 25.02.2025
    Monthly Interest Rate Insured-TL %10,00 25.02.2025
    Monthly Interest Rate Uninsured-TL %12,00 25.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %337,1127 25.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %475,0023 25.02.2025
    Pledge Fees 279,64 TL 279,64 TL 25.02.2025
    Housing Loans
    Early Closure Commission
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Early Closure Commission %2.00 09.12.2021
    First Home Mortgage Loan 3-60 months
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Loan Allocation Fee %0.50 18.04.2025
    Mortgage Facility Fee 2.784 TL 2.784 TL 18.04.2025
    Insurance Premium 960 TL 18.04.2025
    Monthly Interest Rate Insured-TL %3,50 18.04.2025
    Expertise Fee 17.256,50 TL 18.04.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %69,9338 18.04.2025
    Monthly Interest Rate Uninsured-TL %3,65 18.04.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %67,8294 18.04.2025
    First Home Mortgage Loan 61-120 months
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Loan Allocation Fee %0.50 18.04.2025
    Expertise Fee 17.256,50 TL 18.04.2025
    Mortgage Facility Fee 2.784 TL 2.784 TL 18.04.2025
    Monthly Interest Rate Uninsured-TL %3,30 18.04.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %65,1057 18.04.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %67,2365 18.04.2025
    Insurance Premium 960 TL 18.04.2025
    Monthly Interest Rate Insured-TL %3,15 18.04.2025
    Mortgage loan 3 - 60 months
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Expertise Fee 17.256,50 TL 18.04.2025
    Mortgage Facility Fee 2.784 TL 2.784 TL 18.04.2025
    Loan Allocation Fee %0.50 18.04.2025
    Insurance Premium 960 TL 18.04.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %67,9204 18.04.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %70,0271 18.04.2025
    Monthly Interest Rate Insured-TL %3,50 18.04.2025
    Monthly Interest Rate Uninsured-TL %3,65 18.04.2025
    Mortgage loan 61 - 120 months
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Expertise Fee 17.256,50 TL 18.04.2025
    Mortgage Facility Fee 2.784 TL 2.784 TL 18.04.2025
    Loan Allocation Fee %0.50 18.04.2025
    Insurance Premium 960 TL 18.04.2025
    Monthly Interest Rate Insured-TL %3,15 18.04.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %65,1770 18.04.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %67,3102 18.04.2025
    Monthly Interest Rate Uninsured-TL %3,30 18.04.2025
    Vehicle Loans
    Vehicle Loan 0 km 25 - 48 months
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Loan Allocation Fee %0.50 26.02.2025
    Insurance Premium 615.83 TL 26.02.2025
    Monthly Interest Rate Insured-TL %6,00 26.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %148,0132 26.02.2025
    Monthly Interest Rate Uninsured-TL %8,00 26.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %230,6453 26.02.2025
    Pledge Fees 279,64 TL 279,64 TL 26.02.2025
    Vehicle Loan 0 km 3 - 24 months
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Loan Allocation Fee %0.50 26.02.2025
    Insurance Premium 615.83 TL 26.02.2025
    Monthly Interest Rate Insured-TL %6,00 26.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %148,1641 26.02.2025
    Monthly Interest Rate Uninsured-TL %8,00 26.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %230,6138 26.02.2025
    Pledge Fees 279,64 TL 279,64 TL 26.02.2025
    Vehicle Loan 2nd hand 3 - 48 months
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Loan Allocation Fee %0.50 26.02.2025
    Insurance Premium 1,241.55 TL 26.02.2025
    Monthly Interest Rate Insured-TL %6,00 26.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Insured %148,0132 26.02.2025
    Effective Annual Interest Rate / Annual Cost Rate Uninsured %230,6453 26.02.2025
    Monthly Interest Rate Uninsured-TL %8,00 26.02.2025
    Pledge Fees 279,64 TL 279,64 TL 26.02.2025
    Checks and Promissory Notes
    Check Transactions
    Collection of Bank Checks New
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    TEB Check Collection Commission TL/YP 216 TL 2526 TL 17.01.2025
    Other Check Expenses
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Buying Travel Vouchers 1328 TL 8323 TL 17.01.2025
    Promissory Note Transactions
    Promissory Note Communication
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Promissory Note Communication Expense 505 TL 505 TL 17.01.2025
    Promissory Note Return
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Promissory Note Return Commission 505 TL 505 TL 17.01.2025
    Promissory Note Protest Notification
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Promissory Note Protest Notification Fee 469 TL 1436 TL 17.01.2025
    Promissory Note Protest Removal
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Promissory Note Protest Removal Charge 721 TL 721 TL 17.01.2025
    Promissory Note Protest
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Promissory Note Protest 5103 TL 10.02.2025
    Promissory Note Collection
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Promissory Note Collection Commission 1515 TL 1515 TL 17.01.2025
    Other
    Other Transactions
    Archive Research Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Retrospective Receipt Printing Fee (From Branch) 7 TL 7 TL 15.01.2025
    Printed Statement Fee Charged at the Branch 7 TL 7 TL 15.01.2025
    Information Services
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    DHL 427 TL 5187 TL 16.10.2024
    SMS Sending Fee 0 TL 16.10.2024
    CEPTETEB Gambling Payment
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    CEPTETEB Gambling Payment 0 TL 20 TL 16.09.2024
    Bill/Institution Payment
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Bill/Institution Payment from Account 5 TL 5 TL 29.01.2025
    Union of Notaries of Turkey Secure Payment System 194,31 TL 29.01.2025
    HGS Fast-Pass System
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    HGS Tag Fee 190 TL 190 TL 04.02.2025
    HGS Card Sales Fee 450 TL 450 TL 04.02.2025
    KKB Risk and Check Report Charge
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    KKB Check Report Charge (Internet/Mobile/Branch) 55,20 TL 55,20 TL 15.01.2025
    KKB Risk Report Charge (Internet) 55,20 TL 55,20 TL 15.01.2025
    KKB Risk Report Charge (Branch) 55,20 TL 55,20 TL 15.01.2025
    Gambling Payment Commission
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    TEB Personal Internet and Mobile Branch 0 TL 20 TL 16.09.2024
    TEB Telephone Branch, TEB Star Line and TEB Special Line 0 TL 20 TL 16.09.2024
    Safe Deposit Box Fees
    Safe Deposit Box (Large Size)
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Safe Deposit Box (Large Size) 3.338 TL 16.603 TL 10.01.2025
    Safe Deposit Box Deposit
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Safe Deposit Box Deposit 9.384 TL 16.603 TL 29.04.2025
    Safe Deposit Box (Small Size)
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Safe Deposit Box (Small Size) 2.137 TL 9.384 TL 10.01.2025
    Safe Deposit Box (Medium Size)
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Safe Deposit Box (Medium Size) 2.610 TL 13.716 TL 23.01.2025
    Credit and Debit Cards
    Bank Cards
    Card Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    CEPTETEB Debit Card 0 TL 0 TL 04.09.2020
    TEB Debit Card 0 TL 0 TL 04.09.2020
    Credit Cards
    Shopping
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Shopping Interest Rate to be applied for customers with a term debt below TL 25,000 %3.50 %3.50 15.11.2024
    Shopping Delay Interest Rate to be applied for customers with a period debt below TL 25,000 %3.80 %3.80 15.11.2024
    Shopping Interest Rate to be applied for customers with a term debt between TL 25,000-150,000 %4.25 %4.25 15.11.2024
    Shopping Delay Interest Rate to be applied for customers with a period debt between TL 25,000-150,000 %4.55 %4.55 15.11.2024
    Shopping Interest Rate to be applied for customers with a term debt over TL 150,000 %4.75 %4.75 15.11.2024
    Shopping Delay Interest Rate to be applied for customers with a term debt over TL 150,000 %5.05 %5.05 15.11.2024
    Notification Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Delay Notification Fee 0 TL 04.09.2020
    Additional Card Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    CEPTETEB Supplementary Card 300 TL 300 TL 03.02.2025
    TEB Bonus Card 330 TL 330 TL 03.02.2025
    TEB Bonus Premium Card 440 TL 440 TL 03.02.2025
    TEB Doctor Platinum Card 590 TL 590 TL 03.02.2025
    TEB Special Platinum Card 590 TL 590 TL 03.02.2025
    TEB Special World Elite Card 1800 TL 1800 TL 03.02.2025
    TEB Platinum Card 590 TL 590 TL 03.02.2025
    TEB Plain Card Fee 0 TL 0 TL 03.02.2025
    TEB She Card 330 TL 330 TL 03.02.2025
    TEB Total Card 330 TL 330 TL 03.02.2025
    TEB Star Doctor Platinum Card 590 TL 590 TL 03.02.2025
    TEB Star Platinum Card 590 TL 590 TL 03.02.2025
    TEB Star Priority Card 590 TL 590 TL 03.02.2025
    UniversiTEB Bonus Card 25 TL 25 TL 03.02.2025
    TEB Special Infinite Card Additional card 1800 TL 1800 TL 03.02.2025
    TEB Special Infinite Card Limited Edition Supplementary card 2595 TL 2595 TL 03.02.2025
    CEPTETEB Digital Credit Card 300 TL 300 TL 03.02.2025
    TEB Signature Card Additional Card 590 TL 590 TL 03.02.2025
    TEB Simple Retirement Card Fee 0 TL 0 TL 03.02.2025
    TEB Bonus Retirement Card 165 TL 165 TL 03.02.2025
    Invoice
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Credit Card Invoice Payment 1 TL %3 %3 29.01.2025
    Additional Installment Transaction Interest
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Additional Installment Transaction Interest %3.50 14.11.2024
    Card Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    CEPTETEB Credit Card 600 TL 600 TL 03.02.2025
    TEB Bonus Card 660 TL 660 TL 03.02.2025
    TEB Bonus Platinum Card 1180 TL 1180 TL 03.02.2025
    TEB Bonus Plus Card 790 TL 790 TL 03.02.2025
    TEB Bonus Premium Card 880 TL 880 TL 03.02.2025
    TEB Doctor Platinum Card 1180 TL 1180 TL 03.02.2025
    TEB Special Platinum Card 1180 TL 1180 TL 03.02.2025
    TEB Special World Elite Card 3600 TL 3600 TL 03.02.2025
    TEB Plain Card Fee 0 TL 0 TL 03.02.2025
    TEB She Card 660 TL 660 TL 03.02.2025
    TEB Total Card 660 TL 660 TL 03.02.2025
    TEB Star Doctor Platinum Card 1180 TL 1180 TL 03.02.2025
    TEB Star Platinum Card 1180 TL 1180 TL 03.02.2025
    TEB Star Priority Card 1180 TL 1180 TL 03.02.2025
    UniversiTEB Bonus Card 50 TL 50 TL 03.02.2025
    TEB Special Infinite Card 3600 TL 3600 TL 03.02.2025
    TEB Special Infinite Card Limited Edition 5190 TL 5190 TL 03.02.2025
    CEPTETEB Digital Credit Card 600 TL 600 TL 03.02.2025
    Star Signature Card 1180 TL 1180 TL 03.02.2025
    TEB Simple Retirement Card Fee 0 TL 0 TL 03.02.2025
    TEB Bonus Retirement Card 330 TL 330 TL 03.02.2025
    Card Renewal Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Card Renewal Fee 105 TL 105 TL 23.10.2024
    Credit Card EFT/Transfer/Debt Transfer
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Card Debt Transfer Interest Rate (Installment) %5.00 %5.00 08.04.2024
    Card Transfer/EFT Interest Rate (Single Withdrawal) %5.00 %5.00 08.04.2024
    Card Transfer/EFT Interest Rate (Installment) %5.00 %5.00 08.04.2024
    SSI Premium Collection from Credit Card
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    SSI Premium Collection from Credit Card 1 TL %3 %3 29.01.2025
    Limit Exceeding
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Over Limit Interest Rate to be applied for customers with a term debt below TL 25,000 %3.50 %3.50 15.11.2024
    Over Limit Interest Rate to be applied for customers with term debt between TL 25,000-150,000 %4.25 %4.25 15.11.2024
    Over Limit Interest Rate to be applied for customers with term debt over TL 150,000 %4.75 %4.75 15.11.2024
    Cash Advance
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Cash Advance Interest Rate %5.00 %5.00 06.02.2025
    Cash Advance Delay Interest Rate %5.30 %5.30 06.02.2025
    Cash Advance Fee (Domestic-TEB Channels) %1 %1 06.02.2025
    Cash Advance Fee (Domestic Other Bank) 0,55 TL %3.87 0,55 TL %3.87 06.02.2025
    Cash Advance Fee (ATMs of Banks Abroad) %1 %1 06.02.2025
    Payment Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Credit card payments made from PTT ATM 7.61 TL 7.61 TL 23.10.2024
    Credit card payments made from PTT Mobile 5.33 TL 5.33 TL 23.10.2024
    Credit card payments made from PTT Branch 31.97 TL 31.97 TL 23.10.2024
    Installment / Deferment Transaction Interest
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Transaction Installment Interest %3.50 14.11.2024
    Transaction Deferral Interest %3.50 14.11.2024
    Installment Cash Advance
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Installment Cash Advance Interest Rate %5.00 %5.00 21.03.2024
    Securities Transactions
    ELÜS - Electronic Product Promissory Note
    ELÜS ÜPAK brokerage commission
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Registration Fee %0.025 %0.025 24.02.2025
    Licensed Warehousing Compensation Fund Share %0.025 %0.025 24.02.2025
    EFT Commission 40 TL 800 TL 24.02.2025
    ELÜS Custody Fee 0.0000031135448848 TL 0.0000031135448848 TL 24.02.2025
    ELÜS Purchase/Sale Transaction Fee 0.11676 TL 0.11676 TL 24.02.2025
    ELÜS Inter-Member Transfer Fee 4.8865 TL 4.8865 TL 24.02.2025
    ELÜS Intra-Member Transfer Fee 0.97298 TL 0.97298 TL 24.02.2025
    ELÜS Pledge/Collateral Fee 0.28523 TL 0.28523 TL 24.02.2025
    ELÜS ÜPAK Brokerage commission %0.075 %0.075 24.02.2025
    Exchange Service Fee %0.125 %0.125 24.02.2025
    Eurobond Transactions
    Bank Eurobond Outright Purchase/Sale Commission
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Outright Purchase and Sale transactions to customers %0 %0 04.09.2020
    Eurobond Transactions
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    EB Transfer Outside the Bank 0 USD 0 USD 04.09.2020
    HB / DT / Private Sector Debt Securities Transactions
    Bank, Bank Bill Outright Purchase/Sale Commission
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Outright Purchase and Sale transactions to customers (Bank) %0 %0 04.09.2020
    Bank HB/DT Final Purchase/Sale Commission
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Outright Purchase and Sale transactions to customers 0 0 04.09.2020
    Treasury Bills / Government Bonds Transactions
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    HB/DT Transfer Out of Bank 0 TL 0 TL 04.09.2020
    HB/DT Physical Delivery Fee (>1,000,000 nominal) 500 TL 04.09.2020
    HB/DT Physical Delivery Fee (0-100,000 nominal) 150 TL 04.09.2020
    HB/DT Physical Delivery Fee (100,000 -1,000,000 nominal) 250 TL 04.09.2020
    ISE, Bank Bills Outright Purchase/Sale Commission
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Outright Purchases and Sales transactions to customers (ISE) 0 TL %0.02 0 TL %0.02 04.09.2020
    ISE HB/DT Outright Buy/Sell Commission
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Outright Purchase and Sale transactions to customers %0.02 %0.02 04.09.2020
    CRA Fees
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Account Opening 14.24 TL 14.24 TL 25.02.2025
    Account Maintenance 0.09 TL 0.09 TL 25.02.2025
    Custody (Private Sector Debt Securities, Securitization, Asset Backed Securities, Lease Certificates and Domestic Debt Securities Principal) %0.0065 %0.0065 25.02.2025
    Custody (Private Sector Debt Securities, Securitization, Asset Backed Securities, Lease Certificates and Government Debt Securities Coupons) %0.00065 %0.00065 25.02.2025
    Investor Information Service 44.67 TL 44.67 TL 25.02.2025
    Trading Transactions (Equity Shares, Warrants, Real Estate Certificates, ÖSBA, VDMK, VTMK, BYF, Lease Certificates, Venture Capital Investment Fund, Real Estate Investment Fund) 0.1592 TL 0.1592 TL 25.02.2025
    Trading Transactions (GDDS-Internal) 0.1188 TL 0.1188 TL 25.02.2025
    Account Statement Fees
    Statement
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    CMB Investment Statement Charge 110,87 TL 110,87 TL 28.02.2025
    Equity Transactions
    Share Certificate Transactions via CEPTETEB Internet Branch
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    CEPTETEB Internet Branch Stock Buy-Sell Commission %0.15 23.12.2021
    Stock Transactions from CEPTETEB Mobile Banking
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    CEPTETEB Mobile Banking Stock Buy-Sell Commission %0.15 23.12.2021
    Investment Funds
    CRA Fees
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Trading Transactions (Mutual Fund Shares) 0.01 TL %0.00075 %0.00075 24.02.2025
    Account Opening 14.24 TL 14.24 TL 24.02.2025
    Account Maintenance 0.09 TL 0.09 TL 24.02.2025
    Custody (Equity Shares and Mutual Fund Shares Linked to Participation Umbrella Fund) %0.005 %0.005 24.02.2025
    Investor Information Service 44.67 TL 44.67 TL 24.02.2025
    Trading Transactions (Equity Shares, Warrants, Real Estate Certificates, ÖSBA, VDMK, VTMK, BYF, Lease Certificates, Venture Capital Investment Fund, Real Estate Investment Fund) 0.1592 TL 0.1592 TL 24.02.2025
    Deposit Accounts
    Account Statement Fees
    Overdraft Statement
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Overdraft Statement Charge 35.85 TL 03.03.2025
    Account Operating Fees
    CEPTETEB Account Operating Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Account Operating Fee-TL (Annual) 0 TL 0 TL 21.06.2021
    CEPTETEB Marifetli Account Operating Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Account Operating Fee -TL (Annual) 0 TL 0 TL 23.06.2021
    TEB Account Operating Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Account Operating Fee-TL (Annual) 0 TL 0 TL 21.12.2023
    Deposit/Withdrawal Fee
    FC Withdrawal from Other Branch
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Withdrawing Money from Other Branch 82 TL %0,35 %0,35 17.01.2025
    Money Transfer
    EFT/FAST
    ATM EFT Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 21,27 TL 28.01.2025
    TL 6300.01 - TL 304.800 42,55 TL 28.01.2025
    TL 304,800 and above 304,71 TL 28.01.2025
    EFT from CEPTETEB Support Center
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    TL EFT and Wire Transfer Fees from CEPTETEB Account and CEPTETEB Marifetli Account via CEPTETEB Support Center 0 TL 0 TL 04.09.2020
    CEPTETEB Internet Branch EFT
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    One-Shot EFT with Credit Card from CEPTETEB Internet Branch %1 %1 07.01.2025
    6,300 TL and Below 6,09 TL 07.01.2025
    TL 6300.01 - TL 304.800 12,19 TL 07.01.2025
    TL 304,800 and above 152,35 TL 07.01.2025
    EFT from CEPTETEB Mobile Branch
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 6,09 TL 07.01.2025
    TL 6300.01 - TL 304.800 12,19 TL 07.01.2025
    TL 304,800 and above 152,35 TL 07.01.2025
    FAST Fee
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below BSMV hariçtir. 6,09 07.01.2025
    TL 6300.01 - TL 304.800 BSMV hariçtir. 12,19 07.01.2025
    Branch
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 30,46 TL 08.01.2025
    TL 6300.01 - TL 304.800 60,94 TL 08.01.2025
    TL 304,800 and above 609,43 TL 08.01.2025
    TEB Telephone Branch, TEB Star Line and TEB Special Line
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 30,46 TL 07.01.2025
    TL 6300.01 - TL 304.800 60,94 TL 07.01.2025
    TL 304,800 and above 609,43 TL 07.01.2025
    Remittance
    ATM Transfer
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 10,64 TL 07.01.2025
    TL 6300.01 - TL 304.800 21,28 TL 07.01.2025
    TL 304,800 and above 152,36 TL 07.01.2025
    Transfer from CEPTETEB Internet Branch
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 3,05 TL 07.01.2025
    TL 6300.01 - TL 304.800 6,10 TL 07.01.2025
    TL 304,800 and above 76,18 TL 07.01.2025
    Transfer from CEPTETEB Mobile Banking
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 3,05 TL 07.01.2025
    TL 6300.01 - TL 304.800 6,10 TL 07.01.2025
    TL 304,800 and above 76,18 TL 07.01.2025
    Branch
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 15,23 TL 08.01.2025
    TL 6300.01 - TL 304.800 30,47 TL 08.01.2025
    TL 304,800 and above 304,72 TL 08.01.2025
    TEB Telephone Branch, TEB Star Line and TEB Special Line
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    6,300 TL and Below 15,23 TL 08.01.2025
    TL 6300.01 - TL 304.800 30,47 TL 08.01.2025
    TL 304,800 and above 304,72 TL 08.01.2025
    International Funds Transfer and Messaging Fee
    CEPTETEB Branch
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    CEPTETEB Branch Accounts Incoming International Fund Transfer Fee 127 TL 127 TL 06.02.2025
    CEPTETEB Accounts Internet Branch Outgoing International Fund Transfer Fee 254 TL 254 TL 06.02.2025
    Branch
    Cost Minimum Amount Minimum Rate Maximum Amount Maximum Rate Description Updated on
    Incoming International Fund Transfer Fee 552 TL %0.4 6.648 TL %0,4 06.02.2025
    Outgoing International Funds Transfer and Messaging Fee 1.273 TL %0.5 8.864 TL %0,5 06.02.2025
    Outgoing International Funds Transfer Messaging Fee 941 TL 941 TL 06.02.2025


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