TEB 2015 Annual Report

INFORMATION ABOUT LAWSUITS FILED AGAINST THE BANK THAT MAY POTENTIALLY AFFECT THE COMPANY’S FINANCIAL POSITION AND OPERATIONS AND ABOUT THEIR POSSIBLE OUTCOMES

ADMINISTRATIVE OR JUDICIAL SANCTIONS IMPOSED AGAINST THE COMPANY AND THE BOARD OF DIRECTORS MEMBERS ON ACCOUNT OF BREACH OF LEGISLATION

CHANGES IN EQUITY STAKE HELD IN SUBSIDIARIES

INFORMATION ABOUT DEALINGS WITH THE CONTROLLING COMPANY

SUMMARY OF BOARD DIRECTORS’ REPORT

DISTRIBUTION OF PROFIT

ASSESSMENT OF FINANCIAL POSITION AND RISK MANAGEMENT

THE AUDIT COMMITTEE’S ASSESSMENT OF INTERNAL CONTROL, INTERNAL AUDIT AND RISK MANAGEMENT SYSTEMS AND ACTIVITIES DURING THE REPORTING PERIOD

EVALUATION OF FINANCIAL STATUS, PROFITABILITY AND SOLVENCY

RISK MANAGEMENT POLICIES ACCORDING TO VARIOUS TYPES OF RISKS

CREDIT RATINGS ASSIGNED BY RATING AGENCIES AND INFORMATION ON THEIR CONTENTS

DONATIONS

FIVE-YEAR SUMMARY OF FINANCIAL INFORMATION INCLUDING THE REPORTING PERIOD

ANNUAL REPORT COMPLIANCE OPINION

INDEPENDENT AUDITOR’S REPORT, UNCONSOLIDATED FINANCIAL STATEMENTS AND NOTES FOR THE YEAR ENDED DECEMBER 31, 2015

CONSOLIDATED FINANCIAL INFORMATION

INDEPENDENT AUDITOR’S REPORT, CONSOLIDATED FINANCIAL STATEMENTS AND NOTES FOR THE YEAR ENDED 31 DECEMBER 2015

FINANCIAL RIGHTS PROVIDED TO THE MEMBERS OF THE GOVERNING BODY AND SENIOR EXECUTIVES

At the Ordinary General Assembly convened on 30 March 2015, it was resolved that Independent Board Member Alain Kokocinski be paid a monthly gross fee of TL 6,000 until the end of his term of office and that no attendance fees be paid to the other Board of Directors members on account of their such positions.

All rights, benefits and salaries paid to the members of the Board of Directors and senior executives in 2015 totaled TL 26,717,251.

Board members may be granted loans within the legally defined limits or may be remunerated depending on various criteria including the Bank’s performance, the positions they hold and the time they allocate.