(TL thousand)

31.12.2012

2012-2011 change

31.12.2013

2013-2012 change

31.12.2014

2014-2013 change

31.12.2015

2015-2014 change

31.12.2016

2016-2015 change

Liquid Assets

6,858,891

40.85%

7,135,898

4.04%

9,820,075

37.62%

11,237,316

14.43%

15,237,022

35.59%

Securities

4,708,275

-15.65%

5,205,234

10.56%

4,717,696

-9.37%

4,673,796

-0.93%

4,668,068

-0.12%

Loans

29,685,734

15.72%

38,134,957

28.46%

45,392,210

19.03%

53,212,833

17.23%

56,363,829

5.92%

Other Assets

2,279,435

14.65%

2,932,539

28.65%

3,061,908

4.41%

2,836,397

-7.37%

3,458,471

21.93%

Total Assets

43,532,335

14.28%

53,408,628

22.69%

62,991,889

17.94%

71,960,342

14.24%

79,727,390

10.79%

Demand Deposits

4,339,298

7.78%

5,424,318

25.00%

5,496,770

1.34%

6,981,476

27.01%

7,628,600

9.27%

Time Deposits

24,387,267

29.30%

28,863,656

18.36%

33,941,791

17.59%

37,414,384

10.23%

42,204,058

12.80%

Funds Borrowed

6,257,178

-25.48%

9,633,738

53.96%

12,604,468

30.84%

15,919,560

26.30%

16,596,691

4.25%

Other Liabilities

3,743,010

44.21%

4,200,478

12.22%

5,045,881

20.13%

4,683,098

-7.19%

5,498,640

17.41%

Equity (Exl. profit)

4,309,604

7.56%

4,751,390

10.25%

5,280,419

11.13%

6,079,371

15.13%

6,857,602

12.80%

Net Income

495,978

139.98%

535,048

7.88%

622,560

16.36%

882,453

41.75%

941,799

6.73%

Total Liabilities

43,532,335

14.28%

53,408,628

22.69%

62,991,889

17.94%

71,960,342

14.24%

79,727,390

10.79%

NPL Ratio

2.14%

-0.64%

2.25%

0.11%

2.43%

0.18%

2.28%

-0.15%

3.08%

0.80%

Return on Equity

12.13%

6.32%

11.57%

-0.56%

12.03%

0.46%

14.68%

2.65%

13.53%

-1.15%

Return on Assets

1.19%

0.47%

1.10%

-0.09%

1.07%

-0.03%

1.31%

0.24%

1.24%

-0.07%

Capital Adequacy Ratio

15.24%

1.01%

14.23%

-1.01%

13.96%

-0.27%

13.94%

-0.02%

14.37%

0.43%