Pratik Account is an account that automatically invests your savings in your YTL current account and when needed, redeems your fund to carry out your automatic payments, without any further instruction.
If you have a Pratik Account, you do not need to give any instructions for investing your account balance and for following up on the automatic and regular payments, cheque payments, EFTs/ remittances, credit card and personal credit repayments made out of your account. All these are carried out by Pratik Account in your name.
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With Pratik Account, you can determine the amount required for your daily cash needs. This amount is kept in cash in your account and is not invested in B Type Liquid Fund.
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In case of incoming cash to your account, you do not need to give any instructions for investing your money, and the account balance remaining after deduction of the amount required for your daily cash needs is automatically used to buy B Type Liquid Fund.
Nor you need to follow up your payments or spend time cashing the Liquid Fund. For all cash withdrawals from our Branches and via ATMs, and automatic and regular payments, credit card and loan repayments, cheque payments, EFTs/remittances, and for all your purchases from merchants by using TEB ATM Card, your Pratik Account automatically cashes the Liquid Fund and carry out your transactions.
- The money invested in B Type Liquid Fund can be used for all your payments and cash needs through all our Branches and ATMs, 444 0 666 Telephone Banking and www.teb.com.tr Internet Banking for 24 hours and 7 days.
In the event that your Pratik Account does not contain sufficient balance, if you have a Kaynak (Overdraft) Account, your transactions are executed by using your Kaynak (Overdraft) Account limit. If you want to use your Kaynak (Overdraft) Account limit only for your automatic invoice payments, you can also open a Fatura Kaynak Account (Invoice Overdraft Account).
For detailed information about Pratik Account, you can call our 444 0 666 Telephone Banking, and for opening a Pratik Account, you may apply to your Branch.