Personal Accident Coverage
It provides coverage for the insuree/insurees against the unexpected and sudden accidents. The following coverages are offerred within the limits of the policy and in accordance with the General Terms and Conditions of Personal Accident Insurance:
- Lose of Life (Death)
- Permanent Disability
- Treatment Expenses
The physical injuries which may occur due to an unexpected and sudden accident, including the physical injuries to be caused on the insuree by third parties as a result of grabbing or purse-snatching are also included in the coverage.
General Terms and Conditions of Personal Accident Insurance are applicable.
Theft and Purse-Snatching Coverage
The material damages and losses to be caused by third parties as a result of the grabbing/purse-snatching of the personal belongings the insuree may carry on himself in his daily life such as credit cards, bag, wallet, identity cards (national identification card, passport, driving licence, etc.), cell phone, cash money, jewelleries, watches, etc. are also covered within the scope of the general conditions of theft insurance and in accordance with the below mentioned special terms and limits, provided that these events are verified by the documents issued by the relevant authorities (police station record, etc);
- The compensation amount to be paid for the identity cards such as the diriving licence, national ID card, passport, etc. shall be the documented expenses to be incurred by the insuree to reissue such documents.
- The fee of the ticket shall be paid in cases when the travel ticket has become useless as a result of an event that falls into the coverage.
- The compensation amount to be paid for the credit cards shall cover the amounts which do not fall into or exceed the limits of the existing coverage of the insurance made by the credit card issuer against the use of the card by malicious people; provided that credit card issuer has been notified by the insuree within 6 hours after the occurance of such credit card event.
- The compensation amount to be paid for “cell phones, jewelleries, watches” is limited to maximum 50% of the coverage amount.
- The compensation amount to be paid for gold, silver and other precious metals and other belongings, jewellery, precious stones, pearl and similar properties as well as the watches made by these is limited to maximum 50% of the coverage amount determined for “cell phones, jewelleries, watches”.
The coverage shall not be applicable and be valid for the cases whereby the credit cards, identity cards, bag, wallet, cell phone, cash money, gold, silver and other precious metals as well as the belongings, jewellery, precious stone, pearl and similar items made by these and the watch are dropped, forgetten or lost by the insuree.
The coverage amounts provided by this policy is given annually and per event basis; and the relevant coverage amount shall reduce at the coverage amount paid for the risk occurred with respect to any one of these items.
General Terms and Conditions of Theft Insurance are applicable.
Legal Protection Coverage
Sigortalının taraf olduğu ve bu sözleşmeyle saptanan konular kapsamındaki sözleşmeler ya da mevzuattan doğan hak ve yükümlülükleriyle ilgisi olan hukuksal uyuşmazlıkların, sulh yahut ilgili yargılama usulleri çerçevesinde giderilmesinde hukuksal çıkarlarının korunması için yapılması gereken gider ve diğer edimler teminat altına alınır.
Hukuksal Koruma kapsamında, sigorta sözleşmesinin kapsadığı konularda taraf olunan hukuksal uyuşmazlıklarda vekalet ücreti, dava masrafları, danışmanlık ücreti, hakem ücreti, teminat akçesi, icra masrafı, temyiz, karar düzeltme, ihtarname çekimi, dilekçe yazımı/cevapları ile ilk dava masrafları avansı gibi giderler poliçe limiti dahilinde karşılanmaktadır.
Hukuksal Koruma Sigortaları Genel Şartları geçerlidir.
Credit Card Assistance Coverage
You can benefit from the following assistance services included within the scope of My Credit Card Secure Insurance with a single call (0212 444 0 665) in the whole world:
- Emergency Overseas Cash Advance: 1,000 EUR
- Finding Lost Luggage: 200 TL
- Communication expenses (notification of a stolen card) : 100 TL
- Cards Renewal Service: Included
- Cancellation of Stolen Cards : Included
- Advance Payment for Hotel Invoices : 2,000 TL
- Advance Payment for Renewal of Travel Tickets : 2,000 TL
- Urgent Medical Consultation : Included
- Emergency Ambulance and Medical Transport : Included
- Roadside Assistance and Wrecker & Towing Service: Included
- Home Assistance and Locksmith Service: Included
- Administrative Assistance: Included
*TEB is an authorised agent of Zurich Insurance Company and My Credit Card Secure Insurance is offered through Zurich Insurance Company.